Intesa Sanpaolo S.p.A. (ISP)

Basic

  • Market Cap

    €48.27B

  • EV

    —

  • Shares Out

    18.24B

  • Revenue

    €22.7B

  • Employees

    94,194

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    43.59%

  • Net

    31.6%

  • FCF

    550.59%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    6.71%

  • ROCE

    —

  • ROIC

    0.54%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    €3.57

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    €1.22

  • Earnings (Dil)

    €0.38

  • FCF

    €5.27

  • Book Value

    €3.46

Growth (CAGR)

  • Rev 3Yr

    15.1%

  • Rev 5Yr

    8.29%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    3.73%

  • Dil EPS 5Yr

    8.11%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    8.89%

  • EBITDA Fwd 2Yr

    8.08%

  • EPS Fwd 2Yr

    26.6%

  • EPS LT Growth Est

    25.1%

Dividends

  • Yield

    —

  • Payout

    60.89%

  • DPS

    €0.23

  • DPS Growth 3Yr

    —

  • DPS Growth 5Yr

    2.89%

  • DPS Growth 10Yr

    16.69%

  • DPS Growth Fwd 2Yr

    38.84%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

10,486.0

10,193.0

10,183.0

10,473.0

13,232.0

26,164.0

Interest Income On Investments

94.0

117.0

86.0

161.0

225.0

231.0

Interest Income, Total

10,580.0

10,310.0

10,269.0

10,634.0

13,457.0

26,395.0

Interest On Deposits

3,144.0

3,269.0

2,451.0

2,480.0

3,547.0

12,317.0

Interest Expense, Total

3,144.0

3,269.0

2,451.0

2,480.0

3,547.0

12,317.0

Net Interest Income

7,436.0

7,041.0

7,818.0

8,154.0

9,910.0

14,078.0

Income From Trading Activities

445.0

506.0

628.0

503.0

-149.0

-32.0

Gain (Loss) on Sale of Loans

-19.0

97.0

-193.0

201.0

167.0

63.0

Gain (Loss) on Sale of Assets

—

—

—

—

—

114.0

Gain (Loss) on Sale of Invest. & Securities

4,496.0

5,481.0

4,425.0

5,695.0

1,717.0

7,719.0

Total Other Non Interest Income

5,589.0

4,871.0

5,971.0

6,377.0

9,405.0

2,541.0

Non Interest Income, Total

10,511.0

10,955.0

10,831.0

12,776.0

11,140.0

10,405.0

Revenues Before Provison For Loan Losses

17,947.0

17,996.0

18,649.0

20,930.0

21,050.0

24,483.0

Provision For Loan Losses

2,507.0

2,169.0

4,335.0

2,813.0

2,579.0

1,781.0

Total Revenues

15,440.0

15,827.0

14,314.0

18,117.0

18,471.0

22,702.0

Total Revenues % Chg.

13.1%

2.5%

-9.6%

26.6%

2.0%

31.2%

Salaries And Other Employee Benefits

5,865.0

5,579.0

5,957.0

6,586.0

6,706.0

6,748.0

Amort. of Goodwill & Intang. Assets

558.0

641.0

701.0

828.0

858.0

907.0

Occupancy Expense

318.0

499.0

551.0

619.0

636.0

642.0

Selling General & Admin Expenses, Total

4,016.0

4,021.0

4,529.0

4,941.0

4,868.0

4,929.0

(Income) Loss on Equity Invest.

-177.0

—

16.0

-138.0

-232.0

-239.0

Total Other Non Interest Expense

-666.0

-726.0

-70.0

-611.0

-589.0

-371.0

Non Interest Expense, Total

9,914.0

10,014.0

11,684.0

12,225.0

12,247.0

12,616.0

EBT, Excl. Unusual Items

5,526.0

5,813.0

2,630.0

5,892.0

6,224.0

10,086.0

Restructuring Charges

-157.0

-141.0

-1,842.0

-636.0

-169.0

-201.0

Total Merger & Related Restructuring Charges

—

—

—

—

—

—

Impairment of Goodwill

—

—

-981.0

—

—

—

Asset Writedown

-48.0

-20.0

-42.0

-21.0

-76.0

-102.0

Insurance Settlements

6.0

—

—

—

—

—

Other Unusual Items

60.0

20.0

2,443.0

-54.0

28.0

112.0

EBT, Incl. Unusual Items

5,387.0

5,672.0

2,208.0

5,181.0

6,007.0

9,895.0

Income Tax Expense

1,363.0

1,564.0

59.0

1,138.0

1,630.0

2,681.0

Earnings From Continuing Operations

4,024.0

4,108.0

2,149.0

4,043.0

4,377.0

7,214.0

Earnings Of Discontinued Operations

48.0

64.0

1,136.0

—

—

—

Minority Interest

-22.0

10.0

-8.0

142.0

-23.0

-41.0

Net Income

4,050.0

4,182.0

3,277.0

4,185.0

4,354.0

7,173.0

Net Income to Common Incl Extra Items

4,050.0

4,182.0

3,277.0

4,185.0

4,354.0

7,173.0

Net Income to Common Excl. Extra Items

4,002.0

4,118.0

2,141.0

4,185.0

4,354.0

7,173.0

Total Shares Outstanding

17,493.1

17,483.3

19,388.3

19,399.8

18,964.9

18,632.1

Weighted Avg. Shares Outstanding

16,772.4

17,474.1

18,240.5

19,377.5

19,315.5

18,657.1

Weighted Avg. Shares Outstanding Dil

16,772.4

17,474.1

18,240.5

19,377.5

19,315.5

18,657.1

EPS

0.2

0.2

0.2

0.2

0.2

0.4

EPS Diluted

0.2

0.2

0.2

0.2

0.2

0.4