UniCredit S.p.A. (UCG)

Basic

  • Market Cap

    €43.97B

  • EV

  • Shares Out

    1,740.28M

  • Revenue

    €22.44B

  • Employees

    75,040

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    49.96%

  • Net

    40.82%

  • FCF

    53.94%

Returns (5Yr Avg)

  • ROA

  • ROE

    4.35%

  • ROCE

  • ROIC

    0.58%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €33.1

  • P/E

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

Per Share

  • Rev

    €12.36

  • Earnings (Dil)

    €5

  • FCF

    €4.67

  • Book Value

    €34.53

Growth (CAGR)

  • Rev 3Yr

    24.6%

  • Rev 5Yr

    7.3%

  • Rev 10Yr

  • Dil EPS 3Yr

    62.68%

  • Dil EPS 5Yr

    16.73%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    5.4%

  • EBITDA Fwd 2Yr

    4.76%

  • EPS Fwd 2Yr

    48.56%

  • EPS LT Growth Est

    14%

Dividends

  • Yield

  • Payout

    32.02%

  • DPS

    €0.99

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    25.27%

  • DPS Growth 10Yr

    0.93%

  • DPS Growth Fwd 2Yr

    133.18%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM

Interest Income On Loans

15,106.0

14,793.0

13,182.0

12,703.0

16,339.0

Interest Income On Investments

413.0

295.0

208.0

351.0

437.0

Interest Income, Total

15,519.0

15,088.0

13,390.0

13,054.0

16,776.0

Interest On Deposits

4,355.0

4,521.0

3,685.0

3,612.0

5,715.0

Interest Expense, Total

4,355.0

4,521.0

3,685.0

3,612.0

5,715.0

Net Interest Income

11,164.0

10,567.0

9,705.0

9,442.0

11,061.0

14,318.0

Income From Trading Activities

373.0

1,298.0

678.0

1,472.0

859.0

995.0

Gain (Loss) on Sale of Loans

129.0

138.0

80.0

53.0

133.0

133.0

Gain (Loss) on Sale of Invest. & Securities

522.0

224.0

-456.0

-1,797.0

996.0

996.0

Total Other Non Interest Income

6,565.0

6,340.0

5,883.0

6,747.0

7,051.0

6,911.0

Non Interest Income, Total

7,589.0

8,000.0

6,185.0

6,475.0

9,039.0

9,035.0

Revenues Before Provison For Loan Losses

18,753.0

18,567.0

15,890.0

15,917.0

20,100.0

23,353.0

Provision For Loan Losses

2,655.0

3,478.0

4,640.0

1,630.0

2,031.0

914.0

Total Revenues

16,098.0

15,089.0

11,250.0

14,287.0

18,069.0

22,439.0

Total Revenues % Chg.

-1.9%

-6.3%

-25.4%

27.0%

26.5%

53.9%

Salaries And Other Employee Benefits

6,267.0

6,081.0

5,915.0

5,953.0

5,910.0

5,840.0

Amort. of Goodwill & Intang. Assets

419.0

482.0

453.0

485.0

514.0

514.0

Occupancy Expense

631.0

1,171.0

967.0

770.0

759.0

750.0

Selling General & Admin Expenses, Total

4,250.0

3,517.0

3,531.0

3,686.0

3,520.0

3,527.0

(Income) Loss on Equity Invest.

Total Other Non Interest Expense

-60.0

51.0

395.0

-61.0

-122.0

164.0

Non Interest Expense, Total

11,507.0

11,302.0

11,261.0

10,833.0

10,581.0

10,795.0

EBT, Excl. Unusual Items

4,591.0

3,787.0

-11.0

3,454.0

7,488.0

11,644.0

Restructuring Charges

-9.0

-665.0

-1,465.0

-1,336.0

-324.0

-324.0

Total Merger & Related Restructuring Charges

-235.0

Impairment of Goodwill

-886.0

Asset Writedown

357.0

-360.0

-51.0

-108.0

-42.0

-42.0

Legal Settlements

-1,243.0

270.0

-98.0

-281.0

-24.0

-24.0

Other Unusual Items

-5.0

-11.0

6.0

50.0

191.0

191.0

EBT, Incl. Unusual Items

3,691.0

3,021.0

-2,505.0

1,779.0

7,289.0

11,210.0

Income Tax Expense

-523.0

862.0

322.0

-343.0

819.0

2,027.0

Earnings From Continuing Operations

4,214.0

2,159.0

-2,827.0

2,122.0

6,470.0

9,183.0

Earnings Of Discontinued Operations

126.0

1,332.0

49.0

4.0

3.0

Minority Interest

-233.0

-118.0

-7.0

-30.0

-15.0

-23.0

Net Income

4,107.0

3,373.0

-2,785.0

2,096.0

6,458.0

9,160.0

Preferred Dividend and Other Adjustments

93.0

124.0

122.0

30.0

74.0

74.0

Net Income to Common Incl Extra Items

4,014.0

3,249.0

-2,907.0

2,066.0

6,384.0

9,086.0

Net Income to Common Excl. Extra Items

3,888.0

1,917.0

-2,956.0

2,062.0

6,381.0

9,086.0

Total Shares Outstanding

2,230.0

2,223.7

2,237.3

2,211.1

1,935.3

1,816.0

Weighted Avg. Shares Outstanding

2,219.4

2,222.9

2,226.7

2,221.7

2,069.5

1,816.0

Weighted Avg. Shares Outstanding Dil

2,229.2

2,236.8

2,226.7

2,236.0

2,088.5

1,816.0

EPS

1.8

1.5

-1.3

0.9

3.1

5.0

EPS Diluted

1.8

1.5

-1.3

0.9

3.1

5.0