Citizens Financial Group, Inc. (CFG)
Growth
Revenue 5Y9.24%
Revenue 3Y6.97%
EPS 5Y22.23%
EPS 3Y14.96%
Dividend 5Y30.43%
Dividend 3Y22.10%
Capital Efficiency
ROIC-
ROE8.28%
ROA0.86%
ROTA0.86%
Capital Structure
Market Cap21.34B
EV0
Cash316M
Current Ratio-
Debt/Equity0.90
Net Debt/EBITDA-0.09
CFG
Income Statement
Select a metric from the list below to chart it
Dec '11
Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
| Income Statement | Dec '13 | Dec '14 | Dec '15 | Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 4,690.0 | 4,691.0 | 4,812.0 | 5,253.0 | 5,707.0 | 6,123.0 | 6,485.0 | 6,905.0 | 6,647.0 | 7,334.0 | |
| Revenue % Chg. | -4.2% | 0.0% | 2.6% | 9.2% | 8.6% | 7.3% | 5.9% | 6.5% | -3.7% | 10.6% | |
| Selling, General, & Admin Expenses | 1,813.0 | 1,859.0 | 1,852.0 | 1,927.0 | 2,003.0 | 2,113.0 | 2,200.0 | 2,289.0 | 2,243.0 | - | |
| Selling, General, & Admin Expenses % Chg. | -5.9% | 2.5% | -0.4% | 4.0% | 3.9% | 5.5% | 4.1% | 4.0% | -2.0% | - | |
| Other Expenses | -256.0 | -255.0 | -225.0 | -246.0 | -251.0 | -215.0 | -302.0 | - | - | - | |
| Other Expenses % Chg. | 5.5% | 0.4% | 11.8% | 9.3% | 2.0% | 14.3% | 40.5% | - | - | - | |
| Income Before Tax | -3,468.0 | 1,268.0 | 1,263.0 | 1,534.0 | 1,912.0 | 2,183.0 | 2,251.0 | 1,298.0 | 2,977.0 | 2,511.0 | |
| Income Before Tax % Chg. | - | - | -0.4% | 21.5% | 24.6% | 14.2% | 3.1% | -42.3% | 129.4% | -12.3% | |
| Income Before Tax Margin | -73.9% | 27.0% | 26.2% | 29.2% | 33.5% | 35.7% | 34.7% | 18.8% | 44.8% | 34.2% | |
| Income Before Tax Margin % Chg. | - | - | -2.9% | 11.3% | 14.7% | 6.4% | -2.6% | -45.8% | 138.3% | -20.7% | |
| Income Tax Expense | -42.0 | 403.0 | 423.0 | 489.0 | 260.0 | 462.0 | 460.0 | 241.0 | 658.0 | 561.0 | |
| Income Tax Expense % Chg. | - | - | 5.0% | 15.6% | -46.8% | 77.7% | -0.4% | -47.6% | 173.0% | -9.4% | |
| Net Income | -3,426.0 | 865.0 | 840.0 | 1,045.0 | 1,652.0 | 1,721.0 | 1,791.0 | 1,057.0 | 2,319.0 | 1,925.0 | |
| Net Income % Chg. | - | - | -2.9% | 24.4% | 58.1% | 4.2% | 4.1% | -41.0% | 119.4% | -14.3% | |
| Net Income Margin | -73.0% | 18.4% | 17.5% | 19.9% | 28.9% | 28.1% | 27.6% | 15.3% | 34.9% | 26.2% | |
| Net Income Margin % Chg. | - | - | -5.3% | 14.0% | 45.5% | -2.9% | -1.7% | -44.6% | 127.9% | -22.4% | |
| Weighted Avg. Shares Out | 560.0 | 556.7 | 535.6 | 522.1 | 502.2 | 478.8 | 449.7 | 427.1 | 424.7 | 458.6 | |
| Weighted Avg. Shares Out % Chg. | - | -0.6% | -3.8% | -2.5% | -3.8% | -4.6% | -6.1% | -5.0% | -0.6% | 7.6% | |
| EPS | -6.1 | 1.6 | 1.6 | 2.0 | 3.3 | 3.5 | 3.8 | 2.2 | 5.4 | 4.0 | |
| EPS % Chg. | - | - | - | 27.1% | 65.5% | 8.6% | 7.9% | -41.9% | 144.6% | -19.6% | |
| Weighted Avg. Shares Out Dil | 560.0 | 557.7 | 538.2 | 523.9 | 503.7 | 480.4 | 451.2 | 428.2 | 426.9 | 460.6 | |
| Weighted Avg. Shares Out Dil % Chg. | - | -0.4% | -3.5% | -2.7% | -3.9% | -4.6% | -6.1% | -5.1% | -0.3% | 7.6% | |
| EPS Diluted | -6.1 | 1.6 | 1.6 | 2.0 | 3.3 | 3.5 | 3.8 | 2.2 | 5.4 | 4.0 | |
| EPS Diluted % Chg. | - | - | - | 27.1% | 65.0% | 8.3% | 8.2% | -41.7% | 144.6% | -19.7% | |
| Interest Income | 3,501.0 | 3,664.0 | 3,854.0 | 4,266.0 | 4,920.0 | 5,758.0 | 6,189.0 | 5,357.0 | 4,851.0 | 6,010.0 | |
| Interest Income % Chg. | -9.0% | 4.7% | 5.2% | 10.7% | 15.3% | 17.0% | 7.5% | -13.4% | -9.4% | 22.7% | |
| Interest Expense | 443.0 | 363.0 | 452.0 | 508.0 | 747.0 | 1,226.0 | 1,575.0 | 771.0 | 339.0 | 567.0 | |
| Interest Expense % Chg. | -28.4% | -18.1% | 24.5% | 12.4% | 47.0% | 64.1% | 28.5% | -51.0% | -56.0% | 48.0% | |
| EBIT | -410.0 | 4,569.0 | 4,665.0 | 5,292.0 | 6,085.0 | 6,715.0 | 6,865.0 | 5,884.0 | 7,489.0 | 7,954.0 | |
| EBIT % Chg. | - | - | 2.1% | 13.4% | 15.0% | 10.4% | 2.2% | -14.3% | 27.3% | 7.8% | |
| EBIT Margin | -8.7% | 97.4% | 96.9% | 100.7% | 106.6% | 109.7% | 105.9% | 85.2% | 112.7% | 108.5% | |
| EBIT Margin % Chg. | - | - | -0.5% | 3.9% | 5.8% | 2.9% | -3.5% | -19.5% | 32.2% | -2.5% | |
| Depreciation & Amortization | 404.0 | 386.0 | 471.0 | 523.0 | 502.0 | 489.0 | 633.0 | 578.0 | 625.0 | 620.0 | |
| Depreciation & Amortization % Chg. | -13.5% | -4.5% | 22.0% | 11.0% | -4.0% | -2.6% | 29.4% | -8.7% | 8.1% | 1.3% | |
| EBITDA | -6.0 | 4,955.0 | 5,136.0 | 5,815.0 | 6,587.0 | 7,204.0 | 7,498.0 | 6,462.0 | 8,114.0 | 8,574.0 | |
| EBITDA % Chg. | - | - | 3.7% | 13.2% | 13.3% | 9.4% | 4.1% | -13.8% | 25.6% | 7.3% | |
| EBITDA Margin | -0.1% | 105.6% | 106.7% | 110.7% | 115.4% | 117.7% | 115.6% | 93.6% | 122.1% | 116.9% | |
| EBITDA Margin % Chg. | - | - | 1.0% | 3.7% | 4.3% | 1.9% | -1.7% | -19.1% | 30.4% | -2.9% |