Citizens Financial Group, Inc. (CFG)

Growth

Revenue 5Y9.24%
Revenue 3Y6.97%
EPS 5Y22.23%
EPS 3Y14.96%
Dividend 5Y30.43%
Dividend 3Y22.10%

Capital Efficiency

ROIC-
ROE8.28%
ROA0.86%
ROTA0.86%

Capital Structure

Market Cap21.34B
EV0
Cash316M
Current Ratio-
Debt/Equity0.90
Net Debt/EBITDA-0.09
Show More

Income Statement

Select a metric from the list below to chart it

Dec '11
Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
Income Statement
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
TTM
Revenue
4,690.0
4,691.0
4,812.0
5,253.0
5,707.0
6,123.0
6,485.0
6,905.0
6,647.0
7,334.0
Revenue % Chg.
-4.2%
0.0%
2.6%
9.2%
8.6%
7.3%
5.9%
6.5%
-3.7%
10.6%
Selling, General, & Admin Expenses
1,813.0
1,859.0
1,852.0
1,927.0
2,003.0
2,113.0
2,200.0
2,289.0
2,243.0
-
Selling, General, & Admin Expenses % Chg.
-5.9%
2.5%
-0.4%
4.0%
3.9%
5.5%
4.1%
4.0%
-2.0%
-
Other Expenses
-256.0
-255.0
-225.0
-246.0
-251.0
-215.0
-302.0
-
-
-
Other Expenses % Chg.
5.5%
0.4%
11.8%
9.3%
2.0%
14.3%
40.5%
-
-
-
Income Before Tax
-3,468.0
1,268.0
1,263.0
1,534.0
1,912.0
2,183.0
2,251.0
1,298.0
2,977.0
2,511.0
Income Before Tax % Chg.
-
-
-0.4%
21.5%
24.6%
14.2%
3.1%
-42.3%
129.4%
-12.3%
Income Before Tax Margin
-73.9%
27.0%
26.2%
29.2%
33.5%
35.7%
34.7%
18.8%
44.8%
34.2%
Income Before Tax Margin % Chg.
-
-
-2.9%
11.3%
14.7%
6.4%
-2.6%
-45.8%
138.3%
-20.7%
Income Tax Expense
-42.0
403.0
423.0
489.0
260.0
462.0
460.0
241.0
658.0
561.0
Income Tax Expense % Chg.
-
-
5.0%
15.6%
-46.8%
77.7%
-0.4%
-47.6%
173.0%
-9.4%
Net Income
-3,426.0
865.0
840.0
1,045.0
1,652.0
1,721.0
1,791.0
1,057.0
2,319.0
1,925.0
Net Income % Chg.
-
-
-2.9%
24.4%
58.1%
4.2%
4.1%
-41.0%
119.4%
-14.3%
Net Income Margin
-73.0%
18.4%
17.5%
19.9%
28.9%
28.1%
27.6%
15.3%
34.9%
26.2%
Net Income Margin % Chg.
-
-
-5.3%
14.0%
45.5%
-2.9%
-1.7%
-44.6%
127.9%
-22.4%
Weighted Avg. Shares Out
560.0
556.7
535.6
522.1
502.2
478.8
449.7
427.1
424.7
458.6
Weighted Avg. Shares Out % Chg.
-
-0.6%
-3.8%
-2.5%
-3.8%
-4.6%
-6.1%
-5.0%
-0.6%
7.6%
EPS
-6.1
1.6
1.6
2.0
3.3
3.5
3.8
2.2
5.4
4.0
EPS % Chg.
-
-
-
27.1%
65.5%
8.6%
7.9%
-41.9%
144.6%
-19.6%
Weighted Avg. Shares Out Dil
560.0
557.7
538.2
523.9
503.7
480.4
451.2
428.2
426.9
460.6
Weighted Avg. Shares Out Dil % Chg.
-
-0.4%
-3.5%
-2.7%
-3.9%
-4.6%
-6.1%
-5.1%
-0.3%
7.6%
EPS Diluted
-6.1
1.6
1.6
2.0
3.3
3.5
3.8
2.2
5.4
4.0
EPS Diluted % Chg.
-
-
-
27.1%
65.0%
8.3%
8.2%
-41.7%
144.6%
-19.7%
Interest Income
3,501.0
3,664.0
3,854.0
4,266.0
4,920.0
5,758.0
6,189.0
5,357.0
4,851.0
6,010.0
Interest Income % Chg.
-9.0%
4.7%
5.2%
10.7%
15.3%
17.0%
7.5%
-13.4%
-9.4%
22.7%
Interest Expense
443.0
363.0
452.0
508.0
747.0
1,226.0
1,575.0
771.0
339.0
567.0
Interest Expense % Chg.
-28.4%
-18.1%
24.5%
12.4%
47.0%
64.1%
28.5%
-51.0%
-56.0%
48.0%
EBIT
-410.0
4,569.0
4,665.0
5,292.0
6,085.0
6,715.0
6,865.0
5,884.0
7,489.0
7,954.0
EBIT % Chg.
-
-
2.1%
13.4%
15.0%
10.4%
2.2%
-14.3%
27.3%
7.8%
EBIT Margin
-8.7%
97.4%
96.9%
100.7%
106.6%
109.7%
105.9%
85.2%
112.7%
108.5%
EBIT Margin % Chg.
-
-
-0.5%
3.9%
5.8%
2.9%
-3.5%
-19.5%
32.2%
-2.5%
Depreciation & Amortization
404.0
386.0
471.0
523.0
502.0
489.0
633.0
578.0
625.0
620.0
Depreciation & Amortization % Chg.
-13.5%
-4.5%
22.0%
11.0%
-4.0%
-2.6%
29.4%
-8.7%
8.1%
1.3%
EBITDA
-6.0
4,955.0
5,136.0
5,815.0
6,587.0
7,204.0
7,498.0
6,462.0
8,114.0
8,574.0
EBITDA % Chg.
-
-
3.7%
13.2%
13.3%
9.4%
4.1%
-13.8%
25.6%
7.3%
EBITDA Margin
-0.1%
105.6%
106.7%
110.7%
115.4%
117.7%
115.6%
93.6%
122.1%
116.9%
EBITDA Margin % Chg.
-
-
1.0%
3.7%
4.3%
1.9%
-1.7%
-19.1%
30.4%
-2.9%