Discover Financial Services (DFS)

Growth

Revenue 5Y11.87%
Revenue 3Y8.14%
EPS 5Y24.61%
EPS 3Y30.58%
Dividend 5Y10.30%
Dividend 3Y8.89%

Capital Efficiency

ROIC-
ROE32.25%
ROA3.63%
ROTA3.63%

Capital Structure

Market Cap31.39B
EV41.56B
Cash10.00B
Current Ratio-
Debt/Equity0.88
Net Debt/EBITDA1.33
Show More

Income Statement

Select a metric from the list below to chart it

Nov '03
Nov '07
Nov '11
Dec '15
Dec '19
Income Statement
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
TTM
Revenue
8,224.0
8,477.0
8,739.0
9,099.0
9,897.0
10,709.0
11,459.0
11,088.0
12,087.0
12,541.0
Revenue % Chg.
7.5%
3.1%
3.1%
4.1%
8.8%
8.2%
7.0%
-3.2%
9.0%
4.7%
Selling, General, & Admin Expenses
1,881.0
2,499.0
2,589.0
2,613.0
2,774.0
3,052.0
3,241.0
2,553.0
2,796.0
3,058.0
Selling, General, & Admin Expenses % Chg.
-11.5%
32.9%
3.6%
0.9%
6.2%
10.0%
6.2%
-21.2%
9.5%
13.7%
Other Expenses
-488.0
3,418.0
3,801.0
4,228.0
5,234.0
6,199.0
6,913.0
-596.0
-
-
Other Expenses % Chg.
-
-
11.2%
11.2%
23.8%
18.4%
11.5%
-
-
-
Income Before Tax
3,944.0
3,694.0
3,612.0
3,656.0
3,537.0
3,597.0
3,835.0
1,435.0
7,064.0
5,749.0
Income Before Tax % Chg.
5.1%
-6.3%
-2.2%
1.2%
-3.3%
1.7%
6.6%
-62.6%
392.3%
-14.4%
Income Before Tax Margin
48.0%
43.6%
41.3%
40.2%
35.7%
33.6%
33.5%
12.9%
58.4%
45.8%
Income Before Tax Margin % Chg.
-2.2%
-9.1%
-5.2%
-2.8%
-11.1%
-6.0%
-0.4%
-61.3%
351.6%
-18.3%
Income Tax Expense
1,474.0
1,371.0
1,315.0
1,263.0
1,438.0
855.0
878.0
294.0
1,615.0
1,323.0
Income Tax Expense % Chg.
4.7%
-7.0%
-4.1%
-4.0%
13.9%
-40.5%
2.7%
-66.5%
449.3%
-13.9%
Net Income
2,470.0
2,323.0
2,297.0
2,393.0
2,099.0
2,742.0
2,957.0
1,141.0
5,449.0
4,426.0
Net Income % Chg.
5.3%
-6.0%
-1.1%
4.2%
-12.3%
30.6%
7.8%
-61.4%
377.6%
-14.6%
Net Income Margin
30.0%
27.4%
26.3%
26.3%
21.2%
25.6%
25.8%
10.3%
45.1%
35.3%
Net Income Margin % Chg.
-2.0%
-8.8%
-4.1%
0.1%
-19.4%
20.7%
0.8%
-60.1%
338.1%
-18.4%
Weighted Avg. Shares Out
485.0
462.0
437.0
405.0
374.0
344.0
320.0
307.0
307.0
282.0
Weighted Avg. Shares Out % Chg.
-6.0%
-4.7%
-5.4%
-7.3%
-7.7%
-8.0%
-7.0%
-4.1%
-
-7.2%
EPS
5.0
4.9
5.1
5.8
5.4
7.8
9.1
3.6
17.7
15.4
EPS % Chg.
10.2%
-1.2%
4.7%
12.3%
-5.9%
43.8%
16.4%
-60.4%
393.0%
-8.1%
Weighted Avg. Shares Out Dil
487.0
463.0
438.0
406.0
374.0
345.0
320.0
307.0
307.0
282.5
Weighted Avg. Shares Out Dil % Chg.
-5.8%
-4.9%
-5.4%
-7.3%
-7.9%
-7.8%
-7.2%
-4.1%
-
-7.1%
EPS Diluted
5.0
4.9
5.1
5.8
5.4
7.8
9.1
3.6
17.7
15.4
EPS Diluted % Chg.
10.2%
-1.2%
4.7%
12.5%
-6.1%
43.7%
16.6%
-60.4%
393.0%
-8.1%
Interest Income
7,064.0
7,596.0
7,945.0
8,616.0
9,648.0
10,893.0
11,993.0
11,095.0
10,651.0
11,750.0
Interest Income % Chg.
4.9%
7.5%
4.6%
8.4%
12.0%
12.9%
10.1%
-7.5%
-4.0%
10.1%
Interest Expense
1,146.0
1,134.0
1,263.0
1,398.0
1,648.0
2,139.0
2,530.0
1,865.0
1,134.0
1,335.0
Interest Expense % Chg.
-13.9%
-1.0%
11.4%
10.7%
17.9%
29.8%
18.3%
-26.3%
-39.2%
6.1%
EBIT
9,862.0
10,156.0
10,294.0
10,874.0
11,537.0
12,351.0
13,298.0
10,665.0
16,581.0
16,164.0
EBIT % Chg.
7.7%
3.0%
1.4%
5.6%
6.1%
7.1%
7.7%
-19.8%
55.5%
0.2%
EBIT Margin
119.9%
119.8%
117.8%
119.5%
116.6%
115.3%
116.0%
96.2%
137.2%
128.9%
EBIT Margin % Chg.
0.2%
-0.1%
-1.7%
1.5%
-2.5%
-1.1%
0.6%
-17.1%
42.6%
-4.3%
Depreciation & Amortization
334.0
369.0
391.0
351.0
393.0
435.0
436.0
485.0
531.0
568.0
Depreciation & Amortization % Chg.
25.1%
10.5%
6.0%
-10.2%
12.0%
10.7%
0.2%
11.2%
9.5%
11.4%
EBITDA
10,196.0
10,525.0
10,685.0
11,225.0
11,930.0
12,786.0
13,734.0
11,150.0
17,112.0
16,732.0
EBITDA % Chg.
8.2%
3.2%
1.5%
5.1%
6.3%
7.2%
7.4%
-18.8%
53.5%
0.6%
EBITDA Margin
124.0%
124.2%
122.3%
123.4%
120.5%
119.4%
119.9%
100.6%
141.6%
133.4%
EBITDA Margin % Chg.
0.7%
0.1%
-1.5%
0.9%
-2.3%
-1.0%
0.4%
-16.1%
40.8%
-4.0%