Fair Isaac Corporation (FICO)
Growth
Revenue 5Y11.85%
Revenue 3Y9.73%
EPS 5Y28.12%
EPS 3Y29.34%
Dividend 5Y-100.00%
Dividend 3Y-
Capital Efficiency
ROIC51.39%
ROE-49.60%
ROA26.48%
ROTA26.51%
Capital Structure
Market Cap16.60B
EV18.41B
Cash139.86M
Current Ratio1.36
Debt/Equity1.55
Net Debt/EBITDA3.11
FICO
Income Statement
Select a metric from the list below to chart it
Sep '86
Sep '93
Sep '00
Sep '07
Sep '14
Sep '21
| Income Statement | Sep '14 | Sep '15 | Sep '16 | Sep '17 | Sep '18 | Sep '19 | Sep '20 | Sep '21 | Sep '22 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 789.0 | 838.8 | 881.4 | 932.2 | 1,032.5 | 1,160.1 | 1,294.6 | 1,316.5 | 1,377.3 | 1,399.8 | |
| Revenue % Chg. | 6.1% | 6.3% | 5.1% | 5.8% | 10.8% | 12.4% | 11.6% | 1.7% | 4.6% | 5.5% | |
| Cost of Revenue | 249.3 | 270.5 | 265.2 | 287.1 | 310.7 | 336.8 | 361.1 | 332.5 | 302.2 | 309.5 | |
| Cost of Revenue % Chg. | 8.6% | 8.5% | -2.0% | 8.3% | 8.2% | 8.4% | 7.2% | -7.9% | -9.1% | -0.8% | |
| Gross Profit | 539.7 | 568.2 | 616.2 | 645.0 | 721.8 | 823.2 | 933.4 | 984.1 | 1,075.1 | 1,090.2 | |
| Gross Profit % Chg. | 5.0% | 5.3% | 8.4% | 4.7% | 11.9% | 14.1% | 13.4% | 5.4% | 9.2% | 7.5% | |
| Gross Profit Margin | 68.4% | 67.7% | 69.9% | 69.2% | 69.9% | 71.0% | 72.1% | 74.7% | 78.1% | 77.9% | |
| Gross Profit Margin % Chg. | -1.1% | -1.0% | 3.2% | -1.0% | 1.0% | 1.5% | 1.6% | 3.7% | 4.4% | 1.9% | |
| R&D Expenses | 83.4 | 98.8 | 103.7 | 110.9 | 128.4 | 149.5 | 166.5 | 171.2 | 146.8 | 144.4 | |
| R&D Expenses % Chg. | 24.6% | 18.4% | 4.9% | 6.9% | 15.8% | 16.4% | 11.4% | 2.8% | -14.3% | -14.8% | |
| Selling, General, & Admin Expenses | 278.2 | 300.0 | 328.9 | 339.8 | 380.4 | 414.1 | 420.9 | 396.3 | 383.9 | 378.8 | |
| Selling, General, & Admin Expenses % Chg. | 3.7% | 7.8% | 9.6% | 3.3% | 11.9% | 8.9% | 1.7% | -5.9% | -3.1% | -5.4% | |
| Other Expenses | 11.9 | 13.7 | 14.0 | 12.7 | 6.6 | 6.1 | 5.0 | 3.3 | 2.1 | - | |
| Other Expenses % Chg. | -12.0% | 14.7% | 2.3% | -9.1% | -48.1% | -7.1% | -18.5% | -34.8% | -36.7% | - | |
| Operating Income | 161.9 | 137.5 | 169.6 | 177.2 | 206.4 | 253.5 | 296.0 | 505.5 | 542.4 | 567.2 | |
| Operating Income % Chg. | 0.2% | -15.1% | 23.3% | 4.5% | 16.5% | 22.8% | 16.7% | 70.8% | 7.3% | 7.8% | |
| Operating Income Margin | 20.5% | 16.4% | 19.2% | 19.0% | 20.0% | 21.9% | 22.9% | 38.4% | 39.4% | 40.5% | |
| Operating Income Margin % Chg. | -5.6% | -20.1% | 17.4% | -1.2% | 5.2% | 9.3% | 4.6% | 67.9% | 2.6% | 2.1% | |
| Total Other Income/Expenses Net | -28.7 | -28.3 | -25.0 | -25.9 | -18.4 | -37.5 | -39.0 | -32.3 | -71.1 | -82.8 | |
| Total Other Income/Expenses Net % Chg. | 2.9% | 1.6% | 11.5% | 3.4% | 28.8% | 103.4% | 4.0% | 17.0% | 119.8% | 127.7% | |
| Income Before Tax | 133.1 | 109.2 | 144.6 | 151.3 | 188.0 | 216.1 | 257.0 | 473.1 | 471.3 | 484.4 | |
| Income Before Tax % Chg. | 0.9% | -17.9% | 32.3% | 4.7% | 24.2% | 14.9% | 18.9% | 84.1% | -0.4% | -1.1% | |
| Income Before Tax Margin | 16.9% | 13.0% | 16.4% | 16.2% | 18.2% | 18.6% | 19.9% | 35.9% | 34.2% | 34.6% | |
| Income Before Tax Margin % Chg. | -5.0% | -22.8% | 26.0% | -1.0% | 12.2% | 2.3% | 6.6% | 81.0% | -4.8% | -6.3% | |
| Income Tax Expense | 38.3 | 22.7 | 35.1 | 23.1 | 45.6 | 23.9 | 20.6 | 81.1 | 97.8 | 98.2 | |
| Income Tax Expense % Chg. | -8.7% | -40.6% | 54.5% | -34.3% | 97.7% | -47.5% | -14.0% | 293.7% | 20.6% | -1.3% | |
| Net Income | 94.9 | 86.5 | 109.4 | 128.3 | 142.4 | 192.1 | 236.4 | 392.1 | 373.5 | 386.2 | |
| Net Income % Chg. | 5.3% | -8.8% | 26.5% | 17.2% | 11.0% | 34.9% | 23.1% | 65.8% | -4.7% | -1.1% | |
| Net Income Margin | 12.0% | 10.3% | 12.4% | 13.8% | 13.8% | 16.6% | 18.3% | 29.8% | 27.1% | 27.6% | |
| Net Income Margin % Chg. | -0.8% | -14.2% | 20.4% | 10.8% | 0.3% | 20.1% | 10.3% | 63.1% | -8.9% | -6.3% | |
| Weighted Avg. Shares Out | 33.9 | 31.4 | 31.1 | 30.9 | 29.7 | 29.0 | 29.1 | 28.7 | 26.0 | 25.5 | |
| Weighted Avg. Shares Out % Chg. | -4.1% | -7.3% | -0.9% | -0.9% | -3.7% | -2.5% | 0.3% | -1.1% | -9.4% | -9.7% | |
| EPS | 2.8 | 2.8 | 3.5 | 4.2 | 4.8 | 6.6 | 8.1 | 13.7 | 14.3 | 15.1 | |
| EPS % Chg. | 9.8% | -1.8% | 28.0% | 18.2% | 15.1% | 38.4% | 22.6% | 67.9% | 5.1% | 9.6% | |
| Weighted Avg. Shares Out Dil | 34.9 | 32.6 | 32.3 | 32.2 | 31.2 | 30.3 | 29.9 | 29.3 | 26.3 | 25.8 | |
| Weighted Avg. Shares Out Dil % Chg. | -3.9% | -6.5% | -0.9% | -0.2% | -3.3% | -2.8% | -1.2% | -2.2% | -10.0% | -10.0% | |
| EPS Diluted | 2.7 | 2.7 | 3.4 | 4.0 | 4.6 | 6.3 | 7.9 | 13.4 | 14.2 | 15.0 | |
| EPS Diluted % Chg. | 9.7% | -2.6% | 27.9% | 17.4% | 14.8% | 38.7% | 24.6% | 69.6% | 5.8% | 9.9% | |
| Interest Expense | 28.6 | 29.2 | 26.6 | 25.8 | 31.3 | 39.8 | 42.2 | 40.1 | 69.0 | 79.6 | |
| Interest Expense % Chg. | -5.7% | 2.1% | -8.6% | -3.2% | 21.4% | 27.0% | 6.1% | -4.9% | 72.0% | 86.6% | |
| EBIT | 104.6 | 80.1 | 117.9 | 125.5 | 156.7 | 176.3 | 214.8 | 433.1 | 402.3 | 404.8 | |
| EBIT % Chg. | 2.8% | -23.4% | 47.3% | 6.4% | 24.8% | 12.5% | 21.8% | 101.6% | -7.1% | -9.5% | |
| EBIT Margin | 13.3% | 9.5% | 13.4% | 13.5% | 15.2% | 15.2% | 16.6% | 32.9% | 29.2% | 28.9% | |
| EBIT Margin % Chg. | -3.2% | -28.0% | 40.1% | 0.6% | 12.7% | 0.1% | 9.2% | 98.2% | -11.2% | -14.2% | |
| Depreciation & Amortization | 32.6 | 33.9 | 31.6 | 36.2 | 30.2 | 31.6 | 30.4 | 25.6 | 20.5 | 19.5 | |
| Depreciation & Amortization % Chg. | -1.8% | 3.9% | -6.7% | 14.5% | -16.7% | 4.7% | -3.9% | -15.7% | -20.0% | -18.0% | |
| EBITDA | 137.2 | 114.0 | 149.6 | 161.7 | 186.9 | 207.9 | 245.2 | 458.6 | 422.8 | 424.3 | |
| EBITDA % Chg. | 1.7% | -16.9% | 31.2% | 8.1% | 15.5% | 11.3% | 17.9% | 87.1% | -7.8% | -9.9% | |
| EBITDA Margin | 17.4% | 13.6% | 17.0% | 17.4% | 18.1% | 17.9% | 18.9% | 34.8% | 30.7% | 30.3% | |
| EBITDA Margin % Chg. | -4.2% | -21.9% | 24.9% | 2.2% | 4.3% | -1.0% | 5.7% | 83.9% | -11.9% | -14.7% |