ING Groep N.V. (ING)
Growth
Revenue 5Y0.94%
Revenue 3Y0.22%
EPS 5Y0.46%
EPS 3Y0.50%
Dividend 5Y-1.20%
Dividend 3Y-2.98%
Capital Efficiency
ROIC-
ROE7.31%
ROA0.38%
ROTA0.38%
Capital Structure
Market Cap53.73B
EV36.29B
Cash126.03B
Current Ratio-
Debt/Equity0.95
Net Debt/EBITDA-3.16
ING
Income Statement
Select a metric from the list below to chart it
Dec '97
Dec '02
Dec '07
Dec '12
Dec '17
TTM
| Income Statement | Dec '13 | Dec '14 | Dec '15 | Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 30,515.7 | 16,279.5 | 17,866.0 | 18,996.9 | 19,248.3 | 19,840.5 | 19,735.6 | 19,470.1 | 19,979.2 | 20,399.9 | |
| Revenue % Chg. | -30.4% | -46.7% | 9.7% | 6.3% | 1.3% | 3.1% | -0.5% | -1.3% | 2.6% | 5.8% | |
| Selling, General, & Admin Expenses | 18,398.2 | 8,214.6 | 7,387.5 | 7,389.6 | 6,822.6 | 6,977.7 | 7,070.6 | 7,071.7 | 7,131.8 | - | |
| Selling, General, & Admin Expenses % Chg. | -47.3% | -55.4% | -10.1% | 0.0% | -7.7% | 2.3% | 1.3% | 0.0% | 0.8% | - | |
| Income Before Tax | 6,460.9 | 3,672.4 | 6,743.9 | 6,450.0 | 7,941.4 | 7,471.6 | 7,467.2 | 4,163.0 | 7,410.4 | 6,191.0 | |
| Income Before Tax % Chg. | 94.5% | -43.2% | 83.6% | -4.4% | 23.1% | -5.9% | -0.1% | -44.2% | 78.0% | -1.9% | |
| Income Before Tax Margin | 21.2% | 22.6% | 37.7% | 34.0% | 41.3% | 37.7% | 37.8% | 21.4% | 37.1% | 30.3% | |
| Income Before Tax Margin % Chg. | 179.5% | 6.5% | 67.3% | -10.1% | 21.5% | -8.7% | 0.5% | -43.5% | 73.5% | -7.3% | |
| Income Tax Expense | 1,610.6 | 938.6 | 1,788.7 | 1,767.9 | 2,492.4 | 2,214.8 | 2,136.1 | 1,439.0 | 2,050.9 | 1,743.9 | |
| Income Tax Expense % Chg. | 155.0% | -41.7% | 90.6% | -1.2% | 41.0% | -11.1% | -3.6% | -32.6% | 42.5% | -6.0% | |
| Net Income | 5,001.1 | 1,052.2 | 4,381.6 | 5,081.9 | 5,359.5 | 5,138.8 | 5,224.0 | 2,638.8 | 5,218.5 | 4,281.0 | |
| Net Income % Chg. | 40.4% | -79.0% | 316.4% | 16.0% | 5.5% | -4.1% | 1.7% | -49.5% | 97.8% | -1.5% | |
| Net Income Margin | 16.4% | 6.5% | 24.5% | 26.8% | 27.8% | 25.9% | 26.5% | 13.6% | 26.1% | 21.0% | |
| Net Income Margin % Chg. | 101.8% | -60.6% | 279.4% | 9.1% | 4.1% | -7.0% | 2.2% | -48.8% | 92.7% | -6.9% | |
| Weighted Avg. Shares Out | 3,825.0 | 3,854.6 | 3,855.8 | 3,875.0 | 3,892.9 | 3,886.8 | 3,887.0 | 3,900.7 | 3,888.5 | 3,801.6 | |
| Weighted Avg. Shares Out % Chg. | 0.8% | 0.8% | 0.0% | 0.5% | 0.5% | -0.2% | 0.0% | 0.4% | -0.3% | - | |
| EPS | 1.2 | 0.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.3 | 0.7 | 1.3 | 1.1 | |
| EPS % Chg. | 53.6% | -69.4% | 220.4% | 15.4% | 5.0% | -4.0% | 1.7% | -49.7% | 98.7% | - | |
| Weighted Avg. Shares Out Dil | 3,833.5 | 3,854.6 | 3,855.8 | 3,878.5 | 3,892.9 | 3,886.8 | 3,887.0 | 3,900.7 | 3,890.7 | 3,801.6 | |
| Weighted Avg. Shares Out Dil % Chg. | 0.8% | 0.5% | 0.0% | 0.6% | 0.4% | -0.2% | 0.0% | 0.4% | -0.3% | - | |
| EPS Diluted | 1.2 | 0.4 | 1.1 | 1.3 | 1.4 | 1.3 | 1.3 | 0.7 | 1.3 | 1.1 | |
| EPS Diluted % Chg. | 53.6% | -69.4% | 220.4% | 15.4% | 5.0% | -4.0% | 1.7% | -49.7% | 98.7% | - | |
| Interest Income | 56,156.0 | 52,625.7 | 50,613.0 | 48,275.8 | 48,031.0 | 30,338.7 | 31,091.6 | 24,813.2 | 23,069.3 | 20,305.9 | |
| Interest Income % Chg. | -14.3% | -6.3% | -3.8% | -4.6% | -0.5% | -36.8% | 2.5% | -20.2% | -7.0% | 6.8% | |
| Interest Expense | 43,370.8 | 39,181.6 | 36,888.1 | 33,807.9 | 33,046.3 | 15,135.5 | 15,709.1 | 9,955.2 | 8,192.7 | - | |
| Interest Expense % Chg. | -17.5% | -9.7% | -5.9% | -8.4% | -2.3% | -54.2% | 3.8% | -36.6% | -17.7% | - | |
| EBIT | 19,246.1 | 17,116.5 | 20,468.7 | 20,917.8 | 22,926.1 | 22,674.8 | 22,849.6 | 19,021.0 | 22,286.9 | 26,496.9 | |
| EBIT % Chg. | 18.0% | -11.1% | 19.6% | 2.2% | 9.6% | -1.1% | 0.8% | -16.8% | 17.2% | 4.7% | |
| EBIT Margin | 63.1% | 105.1% | 114.6% | 110.1% | 119.1% | 114.3% | 115.8% | 97.7% | 111.6% | 129.9% | |
| EBIT Margin % Chg. | 69.6% | 66.7% | 9.0% | -3.9% | 8.2% | -4.0% | 1.3% | -15.6% | 14.2% | -1.0% | |
| Depreciation & Amortization | 835.9 | 756.1 | 692.7 | 585.7 | 568.2 | 568.2 | 862.1 | 905.8 | 911.3 | - | |
| Depreciation & Amortization % Chg. | -1.5% | -9.5% | -8.4% | -15.5% | -3.0% | - | 51.7% | 5.1% | 0.6% | - | |
| EBITDA | 20,081.9 | 17,872.6 | 21,161.5 | 21,503.5 | 23,494.3 | 23,243.0 | 23,711.8 | 19,926.8 | 23,198.2 | 26,496.9 | |
| EBITDA % Chg. | 17.1% | -11.0% | 18.4% | 1.6% | 9.3% | -1.1% | 2.0% | -16.0% | 16.4% | 4.7% | |
| EBITDA Margin | 65.8% | 109.8% | 118.4% | 113.2% | 122.1% | 117.1% | 120.1% | 102.3% | 116.1% | 129.9% | |
| EBITDA Margin % Chg. | 68.2% | 66.8% | 7.9% | -4.4% | 7.8% | -4.0% | 2.6% | -14.8% | 13.5% | -1.0% |