AIB Group plc (A5G)

Basic

  • Market Cap

    €11.36B

  • EV

  • Shares Out

    2,618.75M

  • Revenue

    €3,397M

  • Employees

    10,133

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    39.15%

  • Net

    33.71%

  • FCF

    -200.91%

Returns (5Yr Avg)

  • ROA

  • ROE

    3.1%

  • ROCE

  • ROIC

    1%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €5.37

  • P/E

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

Per Share

  • Rev

    €1.28

  • Earnings (Dil)

    €0.4

  • FCF

    -€2.56

  • Book Value

    €4.88

Growth (CAGR)

  • Rev 3Yr

    40.04%

  • Rev 5Yr

    1.11%

  • Rev 10Yr

  • Dil EPS 3Yr

    13.73%

  • Dil EPS 5Yr

    0.44%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    24.13%

  • EBITDA Fwd 2Yr

  • EPS Fwd 2Yr

    79.07%

  • EPS LT Growth Est

    21.46%

Dividends

  • Yield

  • Payout

    15.29%

  • DPS

    €0.06

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    -12.37%

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    119.37%

Select a metric from the list below to chart it

Dec '13
Dec '15
Jan '18
Dec '19
Dec '21
LTM

Interest Income On Loans

2,289.0

2,291.0

2,050.0

2,003.0

2,432.0

3,443.0

Interest Income On Investments

103.0

105.0

103.0

84.0

82.0

89.0

Interest Income, Total

2,392.0

2,396.0

2,153.0

2,087.0

2,514.0

3,532.0

Interest On Deposits

266.0

294.0

255.0

290.0

353.0

494.0

Interest Expense, Total

266.0

294.0

255.0

290.0

353.0

494.0

Net Interest Income

2,126.0

2,102.0

1,898.0

1,797.0

2,161.0

3,038.0

Income From Trading Activities

5.0

-57.0

-32.0

15.0

36.0

89.0

Gain (Loss) on Sale of Loans

121.0

-48.0

24.0

1.0

18.0

-21.0

Gain (Loss) on Sale of Assets

-20.0

21.0

Gain (Loss) on Sale of Invest. & Securities

170.0

233.0

103.0

96.0

95.0

80.0

Total Other Non Interest Income

452.0

425.0

380.0

467.0

603.0

618.0

Non Interest Income, Total

728.0

574.0

475.0

579.0

752.0

766.0

Revenues Before Provison For Loan Losses

2,854.0

2,676.0

2,373.0

2,376.0

2,913.0

3,804.0

Provision For Loan Losses

-204.0

16.0

1,460.0

-238.0

7.0

407.0

Total Revenues

3,058.0

2,660.0

913.0

2,614.0

2,906.0

3,397.0

Total Revenues % Chg.

-1.8%

-13.0%

-65.7%

186.3%

11.2%

15.0%

Amort. of Goodwill & Intang. Assets

105.0

134.0

184.0

197.0

218.0

221.0

Occupancy Expense

37.0

94.0

94.0

87.0

77.0

39.0

Selling General & Admin Expenses, Total

1,382.8

1,382.0

1,351.0

1,343.0

1,470.0

1,589.0

(Income) Loss on Equity Invest.

-12.0

-20.0

-15.0

-21.0

-37.0

-35.0

Total Other Non Interest Expense

Non Interest Expense, Total

1,512.8

1,590.0

1,614.0

1,606.0

1,728.0

1,814.0

EBT, Excl. Unusual Items

1,545.2

1,070.0

-701.0

1,008.0

1,178.0

1,583.0

Restructuring Charges

-21.0

-48.0

-74.0

-122.0

-75.0

-68.0

Total Merger & Related Restructuring Charges

-1.2

-2.0

Asset Writedown

-20.0

-18.0

-7.0

-43.0

-46.0

-46.0

Legal Settlements

-4.0

-3.0

-3.0

-26.0

-3.0

-6.0

Other Unusual Items

-252.0

-502.0

-144.0

-188.0

-174.0

-133.0

EBT, Incl. Unusual Items

1,247.0

499.0

-931.0

629.0

880.0

1,330.0

Income Tax Expense

155.0

135.0

-190.0

-16.0

115.0

188.0

Earnings From Continuing Operations

1,092.0

364.0

-741.0

645.0

765.0

1,142.0

Earnings Of Discontinued Operations

Minority Interest

-37.0

-28.0

2.0

2.0

3.0

Net Income

1,092.0

327.0

-769.0

647.0

767.0

1,145.0

Preferred Dividend and Other Adjustments

37.0

46.0

65.0

65.0

65.0

Net Income to Common Incl Extra Items

1,055.0

327.0

-815.0

582.0

702.0

1,080.0

Net Income to Common Excl. Extra Items

1,055.0

327.0

-815.0

582.0

702.0

1,080.0

Total Shares Outstanding

2,714.4

2,714.4

2,714.4

2,714.4

2,673.4

2,618.8

Weighted Avg. Shares Outstanding

2,714.4

2,714.4

2,714.4

2,714.4

2,688.3

2,663.3

Weighted Avg. Shares Outstanding Dil

2,714.4

2,714.4

2,714.4

2,714.4

2,688.3

2,663.3

EPS

0.4

0.1

-0.3

0.2

0.3

0.4

EPS Diluted

0.4

0.1

-0.3

0.2

0.3

0.4