Capitec Bank Holdings Limited (CPI)

Basic

  • Market Cap

    ZAR 228.67B

  • EV

    —

  • Shares Out

    115.79M

  • Revenue

    ZAR 25.15B

  • Employees

    15,425

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    49.87%

  • Net

    40.08%

  • FCF

    2.22%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    24.11%

  • ROCE

    —

  • ROIC

    7.22%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    ZAR 1,951.39

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    ZAR 218.33

  • Earnings (Dil)

    ZAR 87.27

  • FCF

    ZAR 4.83

  • Book Value

    ZAR 340.76

Growth (CAGR)

  • Rev 3Yr

    22.59%

  • Rev 5Yr

    13.62%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    37.13%

  • Dil EPS 5Yr

    15.77%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    4.27%

  • EBITDA Fwd 2Yr

    -15.08%

  • EPS Fwd 2Yr

    13.73%

  • EPS LT Growth Est

    17.71%

Dividends

  • Yield

    —

  • Payout

    49.51%

  • DPS

    ZAR 43.3

  • DPS Growth 3Yr

    77.19%

  • DPS Growth 5Yr

    22.42%

  • DPS Growth 10Yr

    21.69%

  • DPS Growth Fwd 2Yr

    15.62%

Select a metric from the list below to chart it

Feb '14
Feb '16
Feb '18
Feb '20
Feb '22
LTM
Metric
Feb '14
Feb '15
Feb '16
Feb '17
Feb '18
Feb '19
Feb '20
Feb '21
Feb '22
Feb '23
LTM

Interest Income On Loans

15,501.1

17,041.3

16,544.3

17,454.3

20,783.3

23,055.3

Interest Income On Investments

—

—

—

—

415.9

746.9

Interest Income, Total

15,501.1

17,041.3

16,544.3

17,454.3

21,199.3

23,802.3

Interest On Deposits

4,509.5

5,679.8

4,984.4

4,837.9

6,992.7

8,440.7

Interest Expense, Total

4,509.5

5,679.8

4,984.4

4,837.9

6,992.7

8,440.7

Net Interest Income

10,991.5

11,361.4

11,559.8

12,616.4

14,206.6

15,361.6

Gain (Loss) on Sale of Assets

-9.6

-46.5

-10.7

-87.1

-7.1

-7.1

Gain (Loss) on Sale of Invest. & Securities

—

—

-122.2

—

—

—

Total Other Non Interest Income

8,027.4

9,769.5

11,444.8

14,344.9

16,100.8

17,942.8

Non Interest Income, Total

8,017.8

9,723.0

11,311.8

14,257.8

16,093.8

17,935.8

Revenues Before Provison For Loan Losses

19,009.3

21,084.4

22,871.7

26,874.2

30,300.3

33,297.3

Provision For Loan Losses

4,450.2

4,473.7

7,824.7

3,507.8

6,329.4

8,151.4

Total Revenues

14,559.1

16,610.7

15,047.0

23,366.5

23,971.0

25,146.0

Total Revenues % Chg.

16.4%

14.1%

-9.4%

55.3%

2.6%

5.1%

Salaries And Other Employee Benefits

3,650.6

4,265.8

4,593.1

7,417.9

6,227.9

6,227.9

Stock-Based Compensation

220.7

93.7

92.3

—

—

—

Amort. of Goodwill & Intang. Assets

196.4

195.1

241.3

223.5

141.0

141.0

Occupancy Expense

940.1

932.7

1,000.7

1,000.6

1,010.0

1,010.0

Selling General & Admin Expenses, Total

1,066.5

1,486.5

1,658.8

1,988.0

2,102.6

2,102.6

(Income) Loss on Equity Invest.

-2.0

-10.9

7.1

-36.2

-97.8

-94.8

Total Other Non Interest Expense

1,410.0

1,582.1

1,865.6

1,837.9

2,388.1

3,218.1

Non Interest Expense, Total

7,482.2

8,545.1

9,458.8

12,431.7

11,771.9

12,604.9

EBT, Excl. Unusual Items

7,076.8

8,065.6

5,588.2

10,934.7

12,199.1

12,541.1

Total Merger & Related Restructuring Charges

—

-9.5

—

—

—

—

EBT, Incl. Unusual Items

7,076.8

8,056.1

5,588.2

10,934.7

12,199.1

12,541.1

Income Tax Expense

1,781.4

1,805.0

1,130.1

2,407.7

2,491.8

2,462.8

Earnings From Continuing Operations

5,295.4

6,251.1

4,458.1

8,527.0

9,707.3

10,078.3

Net Income

5,295.4

6,251.1

4,458.1

8,527.0

9,707.3

10,078.3

Preferred Dividend and Other Adjustments

10.6

7.8

6.4

3.9

4.5

5.5

Net Income to Common Incl Extra Items

5,284.8

6,243.3

4,451.7

8,523.1

9,702.8

10,072.8

Net Income to Common Excl. Extra Items

5,284.8

6,243.3

4,451.7

8,523.1

9,702.8

10,072.8

Total Shares Outstanding

115.6

115.6

115.6

116.1

115.8

115.4

Weighted Avg. Shares Outstanding

115.6

115.6

115.6

115.6

115.3

115.2

Weighted Avg. Shares Outstanding Dil

115.9

115.8

115.7

115.8

115.6

115.4

EPS

45.7

54.0

38.5

73.7

84.1

87.5

EPS Diluted

45.6

53.9

38.5

73.6

83.9

87.3