KB Financial Group Inc. (A105560)

Basic

  • Market Cap

    ₩19.96T

  • EV

  • Shares Out

    380.9M

  • Revenue

    ₩14.35T

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    43.7%

  • Net

    32.94%

  • FCF

    87.61%

Returns (5Yr Avg)

  • ROA

  • ROE

    8.93%

  • ROCE

  • ROIC

    0.91%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₩69,504

  • P/E

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

Per Share

  • Rev

    ₩37,142.99

  • Earnings (Dil)

    ₩11,509.54

  • FCF

    ₩31,793.02

  • Book Value

    ₩135,613.26

Growth (CAGR)

  • Rev 3Yr

    8.99%

  • Rev 5Yr

    5.94%

  • Rev 10Yr

  • Dil EPS 3Yr

    10.06%

  • Dil EPS 5Yr

    6.11%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    5.18%

  • EBITDA Fwd 2Yr

    -3.71%

  • EPS Fwd 2Yr

    11.86%

  • EPS LT Growth Est

    231.37%

Dividends

  • Yield

  • Payout

    25.31%

  • DPS

    ₩2,980

  • DPS Growth 3Yr

    10.48%

  • DPS Growth 5Yr

    9.19%

  • DPS Growth 10Yr

    17.38%

  • DPS Growth Fwd 2Yr

    9.51%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM

Interest Income On Loans

12,986,209.0

13,935,124.0

12,196,597.0

14,620,490.0

19,912,128.0

26,534,249.0

Interest Income On Investments

748,360.0

704,063.0

2,334,275.0

590,388.0

876,390.0

1,291,288.0

Interest Income, Total

13,734,569.0

14,639,187.0

14,530,872.0

15,210,878.0

20,788,518.0

27,825,537.0

Interest On Deposits

4,829,641.0

5,442,400.0

2,916,794.0

3,981,306.0

7,675,584.0

14,266,583.0

Total Interest On Borrowings

1,846,679.0

Interest Expense, Total

4,829,641.0

5,442,400.0

4,763,473.0

3,981,306.0

7,675,584.0

14,266,583.0

Net Interest Income

8,904,928.0

9,196,787.0

9,767,399.0

11,229,572.0

13,112,934.0

13,558,954.0

Credit Card Fee

1,378,450.0

Income From Trading Activities

-13,731,191.0

Gain (Loss) on Sale of Loans

180,038.0

Gain (Loss) on Sale of Assets

146,823.0

27,160.0

73,195.0

Gain (Loss) on Sale of Invest. & Securities

1,563,358.0

159.0

110.0

201.0

Total Other Non Interest Income

1,954,759.0

2,236,687.0

36,498,760.0

3,253,872.0

1,899,601.0

3,607,790.0

Non Operating Income (Expenses) -

355,073.0

Non Interest Income, Total

2,101,582.0

2,263,847.0

26,317,683.0

3,254,031.0

1,899,711.0

3,607,991.0

Revenues Before Provison For Loan Losses

11,006,510.0

11,460,634.0

36,085,082.0

14,483,603.0

15,012,645.0

17,166,945.0

Provision For Loan Losses

673,694.0

670,185.0

1,043,498.0

1,185,133.0

1,835,988.0

2,815,701.0

Total Revenues

10,332,816.0

10,790,449.0

35,041,584.0

13,298,470.0

13,176,657.0

14,351,244.0

Total Revenues % Chg.

7.3%

4.4%

224.7%

-62.0%

-0.9%

12.9%

Salaries And Other Employee Benefits

3,874,382.0

3,955,287.0

4,275,532.0

4,635,055.0

4,733,216.0

4,740,059.0

Occupancy Expense

792,547.0

918,123.0

1,023,684.0

1,016,734.0

1,056,639.0

1,096,410.0

Federal Deposit Insurance

507,621.0

Selling General & Admin Expenses, Total

1,036,900.0

1,158,937.0

1,255,525.0

1,280,681.0

1,437,094.0

1,483,255.0

(Gain) Loss on Sale of Loans

16,061.0

(Income) Loss on Equity Invest.

-24,260.0

-16,451.0

-93,526.0

28,758.0

2,569.0

Total Other Non Interest Expense

214,683.0

238,670.0

22,918,319.0

268,383.0

310,853.0

368,519.0

Non Operating (Income) Expenses

137,032.0

274.0

264,870.0

109,537.0

-185,529.0

388,375.0

Non Interest Expense, Total

6,031,284.0

6,254,840.0

30,261,612.0

7,216,864.0

7,381,031.0

8,079,187.0

EBT, Excl. Unusual Items

4,301,532.0

4,535,609.0

4,779,972.0

6,081,606.0

5,795,626.0

6,272,057.0

Restructuring Charges

Total Merger & Related Restructuring Charges

-1,623.0

Impairment of Goodwill

Other Unusual Items

EBT, Incl. Unusual Items

4,301,532.0

4,533,986.0

4,779,972.0

6,081,606.0

5,795,626.0

6,272,057.0

Income Tax Expense

1,239,586.0

1,220,787.0

1,264,394.0

1,697,225.0

1,622,387.0

1,798,890.0

Earnings From Continuing Operations

3,061,946.0

3,313,199.0

3,515,578.0

4,384,381.0

4,173,239.0

4,473,167.0

Minority Interest

-755.0

-1,371.0

-47,130.0

25,162.0

221,591.0

253,822.0

Net Income

3,061,191.0

3,311,828.0

3,468,448.0

4,409,543.0

4,394,830.0

4,726,989.0

Preferred Dividend and Other Adjustments

6,512.5

22,859.5

71,537.5

126,402.2

177,548.8

Net Income to Common Incl Extra Items

3,061,191.0

3,305,315.5

3,445,588.5

4,338,005.5

4,268,427.8

4,549,440.2

Net Income to Common Excl. Extra Items

3,061,191.0

3,305,315.5

3,445,588.5

4,338,005.5

4,268,427.8

4,549,440.2

Total Shares Outstanding

395.6

389.6

389.6

389.6

389.6

382.3

Weighted Avg. Shares Outstanding

396.5

391.1

389.6

389.6

389.6

386.4

Weighted Avg. Shares Outstanding Dil

398.8

394.0

394.8

398.6

398.9

395.5

EPS

7,720.5

8,450.6

8,843.1

11,133.5

10,955.0

11,774.6

EPS Diluted

7,676.0

8,389.0

8,730.4

10,889.6

10,705.4

11,509.5