Life Insurance Corporation of India (LICI)

Basic

  • Market Cap

    ₹4,243.44B

  • EV

    ₹3,872.73B

  • Shares Out

    6,325M

  • Revenue

    ₹7,937.08B

  • Employees

    98,463

Margins

  • Gross

    7.8%

  • EBITDA

    2.92%

  • Operating

    2.86%

  • Pre-Tax

    5.1%

  • Net

    4.4%

  • FCF

    0.78%

Returns (5Yr Avg)

  • ROA

    0.22%

  • ROE

    13.02%

  • ROCE

    0.35%

  • ROIC

    -0.71%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹819.5

  • P/E

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

Per Share

  • Rev

    ₹1,253.79

  • Earnings (Dil)

    ₹67.46

  • FCF

    ₹84.79

  • Book Value

    ₹73.1

Growth (CAGR)

  • Rev 3Yr

    7.27%

  • Rev 5Yr

  • Rev 10Yr

  • Dil EPS 3Yr

    137.46%

  • Dil EPS 5Yr

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    422.75%

  • EBITDA Fwd 2Yr

    -9.85%

  • EPS Fwd 2Yr

    1.14%

  • EPS LT Growth Est

    -8.39%

Dividends

  • Yield

  • Payout

    4.45%

  • DPS

    ₹3

  • DPS Growth 3Yr

  • DPS Growth 5Yr

  • DPS Growth 10Yr

  • DPS Growth Fwd 2Yr

    17.94%

Select a metric from the list below to chart it

Mar '19
Mar '20
Mar '21
Mar '22
Mar '23
LTM

Premiums and Annuity Revenues

3,399,716.3

3,824,755.2

4,053,985.0

4,295,007.7

4,759,568.8

4,511,519.3

Total Interest And Dividend Income

2,039,061.6

2,371,514.0

2,497,828.3

2,538,383.6

2,761,176.6

3,082,274.0

Gain (Loss) on Sale of Investments, Total

240,213.9

183,900.6

402,985.8

435,123.2

331,547.4

331,547.4

Other Revenues, Total

16,783.5

44,085.7

23,050.1

9,227.5

77,955.5

11,735.3

Total Revenues

5,695,775.3

6,424,255.5

6,977,849.1

7,277,741.9

7,930,248.2

7,937,076.0

Total Revenues % Chg.

12.8%

8.6%

4.3%

9.0%

2.5%

Policy Benefits

5,076,176.6

5,537,812.4

6,118,521.7

6,666,924.1

6,866,122.7

7,056,298.0

Policy Acquisition / Underwriting Costs, Total

204,826.1

215,482.6

223,581.6

238,255.3

257,049.1

260,554.1

Depreciation & Amortization - (Collected)

921.8

3,991.6

Selling General & Admin Expenses, Total

285,927.4

355,006.0

455,810.2

356,635.4

458,501.9

458,611.1

Provision for Bad Debts

114,520.1

108,881.7

101,819.1

-12,989.5

-19,420.1

-14,381.2

Salaries And Other Employee Benefits

6,501.3

33,637.1

-78,501.3

Other Operating Expenses

2,402.0

8,949.7

27,367.0

28,708.3

25,306.5

27,202.3

Total Operating Expenses

5,691,275.4

6,263,761.0

6,927,099.6

7,277,533.5

7,587,560.2

7,709,782.9

Operating Income

4,500.0

160,494.5

50,749.5

208.4

342,688.0

227,293.1

Interest Expense, Total

-34,314.9

-132,874.9

-1,136.2

-867.0

-774.3

-774.3

Income (Loss) on Equity Invest.

6,684.0

5,744.4

11,633.5

42,025.7

41,816.5

44,214.0

Currency Exchange Gains (Loss)

-13.5

24.3

Other Non Operating Income (Expenses)

61,664.1

-20,647.6

80,919.0

140,411.0

97,627.5

97,627.5

EBT, Excl. Unusual Items

38,519.6

12,740.7

142,165.9

181,778.2

481,357.6

368,360.2

Gain (Loss) on Sale of Investments

36,687.3

EBT, Incl. Unusual Items

38,519.6

12,740.7

142,165.9

181,778.2

481,357.6

405,047.5

Income Tax Expense

55,717.6

108,336.0

91,767.3

80,131.7

54,662.5

56,062.0

Earnings From Continuing Operations

-17,198.0

-95,595.3

50,398.5

101,646.5

426,695.1

348,985.5

Minority Interest

25,162.1

63,726.7

-4,465.3

-61.9

20.3

-50.0

Net Income

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

348,935.5

Net Income to Common Incl Extra Items

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

348,935.5

Net Income to Common Excl. Extra Items

7,964.1

-31,868.5

45,933.3

101,584.6

426,715.4

348,935.5

Total Shares Outstanding

6,325.0

6,325.0

6,325.0

6,325.0

6,325.0

Weighted Avg. Shares Outstanding

6,325.0

6,325.0

6,325.0

6,325.0

6,325.0

Weighted Avg. Shares Outstanding Dil

6,325.0

6,325.0

6,325.0

6,325.0

6,325.0

EPS

1.3

-5.0

7.3

16.1

67.5

EPS Diluted

1.3

-5.0

7.3

16.1

67.5

EBITDA

5,421.8

164,486.0

53,770.2

4,570.3

347,353.7

232,110.7