Citizens Financial Group, Inc. (CFG)

Basic

  • Market Cap

    $13.6B

  • EV

    —

  • Shares Out

    466.22M

  • Revenue

    $7,757M

  • Employees

    18,889

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    34.2%

  • Net

    26.71%

  • FCF

    46.71%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    8.06%

  • ROCE

    —

  • ROIC

    1.06%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    $31.11

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    $16.1

  • Earnings (Dil)

    $4.04

  • FCF

    $7.49

  • Book Value

    $44.75

Growth (CAGR)

  • Rev 3Yr

    14.02%

  • Rev 5Yr

    6.32%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    22.07%

  • Dil EPS 5Yr

    0.58%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    -0.12%

  • EBITDA Fwd 2Yr

    -5.34%

  • EPS Fwd 2Yr

    -16.13%

  • EPS LT Growth Est

    -7.32%

Dividends

  • Yield

    —

  • Payout

    41.46%

  • DPS

    $1.68

  • DPS Growth 3Yr

    3.17%

  • DPS Growth 5Yr

    13.55%

  • DPS Growth 10Yr

    20.06%

  • DPS Growth Fwd 2Yr

    3.54%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

5,057.0

5,517.0

4,827.0

4,348.0

6,092.0

8,344.0

Interest Income On Investments

701.0

672.0

530.0

503.0

968.0

1,436.0

Interest Income, Total

5,758.0

6,189.0

5,357.0

4,851.0

7,060.0

9,780.0

Interest On Deposits

785.0

1,155.0

509.0

160.0

651.0

2,567.0

Total Interest On Borrowings

441.0

420.0

262.0

179.0

397.0

765.0

Interest Expense, Total

1,226.0

1,575.0

771.0

339.0

1,048.0

3,332.0

Net Interest Income

4,532.0

4,614.0

4,586.0

4,512.0

6,012.0

6,448.0

Trust Income

171.0

202.0

203.0

239.0

249.0

252.0

Total Mortgage Banking Activities

152.0

302.0

915.0

434.0

261.0

239.0

Gain (Loss) on Sale of Invest. & Securities

16.0

19.0

4.0

10.0

9.0

23.0

Total Other Non Interest Income

1,257.0

1,354.0

1,197.0

1,452.0

1,490.0

1,443.0

Non Interest Income, Total

1,596.0

1,877.0

2,319.0

2,135.0

2,009.0

1,957.0

Revenues Before Provison For Loan Losses

6,128.0

6,491.0

6,905.0

6,647.0

8,021.0

8,405.0

Provision For Loan Losses

326.0

393.0

1,616.0

-411.0

474.0

648.0

Total Revenues

5,802.0

6,098.0

5,289.0

7,058.0

7,547.0

7,757.0

Total Revenues % Chg.

7.7%

5.1%

-13.3%

33.4%

6.9%

6.9%

Salaries And Other Employee Benefits

1,839.0

1,971.0

2,075.0

2,073.0

2,465.0

2,476.0

Amort. of Goodwill & Intang. Assets

—

—

—

—

—

—

Occupancy Expense

333.0

333.0

331.0

333.0

410.0

410.0

Selling General & Admin Expenses, Total

1,081.0

1,179.0

1,266.0

1,375.0

1,598.0

1,739.0

Total Other Non Interest Expense

366.0

364.0

319.0

300.0

419.0

510.0

Non Interest Expense, Total

3,619.0

3,847.0

3,991.0

4,081.0

4,892.0

5,135.0

EBT, Excl. Unusual Items

2,183.0

2,251.0

1,298.0

2,977.0

2,655.0

2,622.0

Restructuring Charges

—

—

—

—

—

—

Total Merger & Related Restructuring Charges

—

—

—

—

—

31.0

Impairment of Goodwill

—

—

—

—

—

—

Asset Writedown

—

—

—

—

—

—

EBT, Incl. Unusual Items

2,183.0

2,251.0

1,298.0

2,977.0

2,655.0

2,653.0

Income Tax Expense

462.0

460.0

241.0

658.0

582.0

581.0

Earnings From Continuing Operations

1,721.0

1,791.0

1,057.0

2,319.0

2,073.0

2,072.0

Net Income

1,721.0

1,791.0

1,057.0

2,319.0

2,073.0

2,072.0

Preferred Dividend and Other Adjustments

29.0

73.0

107.0

113.0

113.0

119.0

Net Income to Common Incl Extra Items

1,692.0

1,718.0

950.0

2,206.0

1,960.0

1,953.0

Net Income to Common Excl. Extra Items

1,692.0

1,718.0

950.0

2,206.0

1,960.0

1,953.0

Total Shares Outstanding

466.0

433.1

427.2

422.1

492.3

466.2

Weighted Avg. Shares Outstanding

478.8

449.7

427.1

425.7

476.0

481.9

Weighted Avg. Shares Outstanding Dil

480.4

451.2

428.2

427.4

477.8

483.6

EPS

3.5

3.8

2.2

5.2

4.1

4.1

EPS Diluted

3.5

3.8

2.2

5.2

4.1

4.0