Synchrony Financial (SYF)

Basic

  • Market Cap

    $13.39B

  • EV

    —

  • Shares Out

    413.8M

  • Revenue

    $7,699M

  • Employees

    18,500

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    40.34%

  • Net

    30.85%

  • FCF

    —

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    21.84%

  • ROCE

    —

  • ROIC

    3.6%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    $35.71

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    $17.92

  • Earnings (Dil)

    $5.4

  • FCF

    —

  • Book Value

    $31.5

Growth (CAGR)

  • Rev 3Yr

    9.23%

  • Rev 5Yr

    0.54%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    34.34%

  • Dil EPS 5Yr

    11.48%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    11.32%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    -6.8%

  • EPS LT Growth Est

    30.66%

Dividends

  • Yield

    —

  • Payout

    17.3%

  • DPS

    $0.94

  • DPS Growth 3Yr

    2.22%

  • DPS Growth 5Yr

    7.33%

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    6.3%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

17,644.0

18,705.0

15,950.0

15,228.0

16,881.0

19,155.0

Interest Income On Investments

344.0

385.0

117.0

43.0

265.0

714.0

Interest Income, Total

17,988.0

19,090.0

16,067.0

15,271.0

17,146.0

19,869.0

Interest On Deposits

1,186.0

1,566.0

1,094.0

566.0

1,008.0

2,515.0

Total Interest On Borrowings

684.0

725.0

571.0

466.0

513.0

715.0

Interest Expense, Total

1,870.0

2,291.0

1,665.0

1,032.0

1,521.0

3,230.0

Net Interest Income

16,118.0

16,799.0

14,402.0

14,239.0

15,625.0

16,639.0

Gain (Loss) on Sale of Assets

—

—

—

—

—

—

Total Other Non Interest Income

-2,834.0

-3,487.0

-3,240.0

-4,047.0

-3,951.0

-3,578.0

Non Interest Income, Total

-2,834.0

-3,487.0

-3,240.0

-4,047.0

-3,951.0

-3,578.0

Revenues Before Provison For Loan Losses

13,284.0

13,312.0

11,162.0

10,192.0

11,674.0

13,061.0

Provision For Loan Losses

5,545.0

4,180.0

5,310.0

726.0

3,375.0

5,362.0

Total Revenues

7,739.0

9,132.0

5,852.0

9,466.0

8,299.0

7,699.0

Total Revenues % Chg.

9.4%

18.0%

-35.9%

61.8%

-12.3%

-10.2%

Salaries And Other Employee Benefits

1,427.0

1,455.0

1,380.0

1,501.0

1,681.0

1,805.0

Selling General & Admin Expenses, Total

1,760.0

1,901.0

1,699.0

1,818.0

1,942.0

2,044.0

Total Other Non Interest Expense

669.0

616.0

642.0

540.0

541.0

571.0

Non Interest Expense, Total

3,856.0

3,972.0

3,721.0

3,859.0

4,164.0

4,420.0

EBT, Excl. Unusual Items

3,883.0

5,160.0

2,131.0

5,607.0

4,135.0

3,279.0

Legal Settlements

—

—

—

—

—

—

Other Unusual Items

-239.0

-273.0

-334.0

-104.0

-173.0

-173.0

EBT, Incl. Unusual Items

3,644.0

4,887.0

1,797.0

5,503.0

3,962.0

3,106.0

Income Tax Expense

854.0

1,140.0

412.0

1,282.0

946.0

731.0

Earnings From Continuing Operations

2,790.0

3,747.0

1,385.0

4,221.0

3,016.0

2,375.0

Net Income

2,790.0

3,747.0

1,385.0

4,221.0

3,016.0

2,375.0

Preferred Dividend and Other Adjustments

—

—

42.0

42.0

42.0

41.0

Net Income to Common Incl Extra Items

2,790.0

3,747.0

1,343.0

4,179.0

2,974.0

2,334.0

Net Income to Common Excl. Extra Items

2,790.0

3,747.0

1,343.0

4,179.0

2,974.0

2,334.0

Total Shares Outstanding

718.8

615.9

584.0

526.8

438.2

413.8

Weighted Avg. Shares Outstanding

742.3

670.2

589.0

564.6

480.4

429.6

Weighted Avg. Shares Outstanding Dil

746.9

673.5

590.8

569.3

483.4

432.0

EPS

3.8

5.6

2.3

7.4

6.2

5.4

EPS Diluted

3.7

5.6

2.3

7.3

6.2

5.4