BDO Unibank, Inc. (BDO)

Basic

  • Market Cap

    ₱690.14B

  • EV

    —

  • Shares Out

    5,268.23M

  • Revenue

    ₱239.87B

  • Employees

    39,323

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    38.38%

  • Net

    29.58%

  • FCF

    -38.85%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    10.77%

  • ROCE

    —

  • ROIC

    1.51%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    ₱162.65

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    ₱45.57

  • Earnings (Dil)

    ₱13.35

  • FCF

    -₱17.53

  • Book Value

    ₱93.83

Growth (CAGR)

  • Rev 3Yr

    14.16%

  • Rev 5Yr

    12.35%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    35.65%

  • Dil EPS 5Yr

    19.39%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    13.14%

  • EBITDA Fwd 2Yr

    4.66%

  • EPS Fwd 2Yr

    18.21%

  • EPS LT Growth Est

    27.8%

Dividends

  • Yield

    —

  • Payout

    18.64%

  • DPS

    ₱2.5

  • DPS Growth 3Yr

    35.72%

  • DPS Growth 5Yr

    20.11%

  • DPS Growth 10Yr

    5.24%

  • DPS Growth Fwd 2Yr

    61.12%

Select a metric from the list below to chart it

Dec '13
Jan '16
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Jan '16
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

129,040.0

160,572.0

157,031.0

144,879.0

169,071.0

211,253.0

Interest Income On Investments

—

—

—

—

—

13,298.0

Interest Income, Total

129,040.0

160,572.0

157,031.0

144,879.0

169,071.0

224,551.0

Interest On Deposits

30,748.0

40,681.0

23,331.0

13,533.0

19,839.0

45,197.0

Total Interest On Borrowings

—

—

—

—

—

781.0

Interest Expense, Total

30,748.0

40,681.0

23,331.0

13,533.0

19,839.0

45,978.0

Net Interest Income

98,292.0

119,891.0

133,700.0

131,346.0

149,232.0

178,573.0

Trust Income

3,314.0

3,532.0

3,811.0

4,364.0

4,555.0

4,630.0

Income From Trading Activities

-864.0

1,357.0

5,563.0

220.0

-600.0

1,756.0

Gain (Loss) on Sale of Assets

1,057.0

1,131.0

1,169.0

1,275.0

483.0

483.0

Gain (Loss) on Sale of Invest. & Securities

—

—

—

—

—

—

Income (Loss) on Equity Invest.

631.0

696.0

—

—

—

—

Total Other Non Interest Income

46,291.0

53,395.0

44,667.0

55,495.0

67,097.0

69,324.0

Non Interest Income, Total

50,429.0

60,111.0

55,210.0

61,354.0

71,535.0

76,193.0

Revenues Before Provison For Loan Losses

148,721.0

180,002.0

188,910.0

192,700.0

220,767.0

254,766.0

Provision For Loan Losses

6,184.0

6,021.0

29,661.0

16,942.0

16,564.0

14,899.0

Total Revenues

142,537.0

173,981.0

159,249.0

175,758.0

204,203.0

239,867.0

Total Revenues % Chg.

16.4%

22.1%

-8.5%

10.4%

16.2%

24.3%

Salaries And Other Employee Benefits

29,800.0

34,391.0

37,038.0

41,471.0

44,111.0

48,680.0

Stock-Based Compensation

649.0

994.0

354.0

273.0

294.0

294.0

Amort. of Goodwill & Intang. Assets

516.0

546.0

734.0

1,342.0

1,356.0

1,356.0

Occupancy Expense

10,972.0

11,117.0

11,172.0

11,204.0

12,887.0

12,887.0

Selling General & Admin Expenses, Total

15,627.0

15,899.0

12,776.0

13,061.0

12,768.0

14,356.0

Total Other Non Interest Expense

40,683.0

51,099.0

50,033.0

51,779.0

58,943.0

71,197.0

Non Operating (Income) Expenses

—

—

—

—

—

-1,582.0

Non Interest Expense, Total

98,247.0

114,046.0

112,107.0

119,130.0

130,359.0

147,188.0

EBT, Excl. Unusual Items

44,290.0

59,935.0

47,142.0

56,628.0

73,844.0

92,679.0

Impairment of Goodwill

—

—

-18.0

-36.0

—

—

Asset Writedown

-102.0

-200.0

-493.0

-57.0

203.0

38.0

Legal Settlements

-542.0

-548.0

-601.0

-773.0

-854.0

-660.0

EBT, Incl. Unusual Items

43,646.0

59,187.0

46,030.0

55,762.0

73,193.0

92,057.0

Income Tax Expense

11,007.0

15,019.0

17,776.0

12,907.0

15,959.0

20,983.0

Earnings From Continuing Operations

32,639.0

44,168.0

28,254.0

42,855.0

57,234.0

71,074.0

Minority Interest

69.0

26.0

-8.0

-64.0

-180.0

-119.0

Net Income

32,708.0

44,194.0

28,246.0

42,791.0

57,054.0

70,955.0

Preferred Dividend and Other Adjustments

339.0

339.0

339.0

340.0

339.0

339.0

Net Income to Common Incl Extra Items

32,369.0

43,855.0

27,907.0

42,451.0

56,715.0

70,616.0

Net Income to Common Excl. Extra Items

32,369.0

43,855.0

27,907.0

42,451.0

56,715.0

70,616.0

Total Shares Outstanding

5,248.9

5,257.6

5,261.1

5,262.6

5,264.2

5,268.1

Weighted Avg. Shares Outstanding

5,246.4

5,253.6

5,261.0

5,262.0

5,264.0

5,264.2

Weighted Avg. Shares Outstanding Dil

5,246.4

5,253.6

5,261.0

5,313.0

5,322.0

5,315.5

EPS

6.2

8.3

5.3

8.1

10.8

13.4

EPS Diluted

6.2

8.3

5.3

8.1

10.7

13.3