Regions Financial Corporation (RF)
Growth
Revenue 5Y8.53%
Revenue 3Y8.02%
EPS 5Y23.45%
EPS 3Y18.15%
Dividend 5Y16.11%
Dividend 3Y10.68%
Capital Efficiency
ROIC-
ROE11.64%
ROA1.24%
ROTA1.24%
Capital Structure
Market Cap21.86B
EV8.46B
Cash15.67B
Current Ratio-
Debt/Equity0.90
Net Debt/EBITDA-4.38
RF
Income Statement
Select a metric from the list below to chart it
Dec '85
Dec '92
Dec '99
Dec '06
Dec '13
Dec '20
| Income Statement | Dec '13 | Dec '14 | Dec '15 | Dec '16 | Dec '17 | Dec '18 | Dec '19 | Dec '20 | Dec '21 | TTM | |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 5,145.0 | 5,039.0 | 5,352.0 | 5,599.0 | 5,670.0 | 5,821.0 | 5,825.0 | 6,225.0 | 6,376.0 | 5,749.0 | |
| Revenue % Chg. | -1.7% | -2.1% | 6.2% | 4.6% | 1.3% | 2.7% | 0.1% | 6.9% | 2.4% | -10.3% | |
| Selling, General, & Admin Expenses | 1,916.0 | 1,905.0 | 2,086.0 | 2,113.0 | 2,155.0 | 2,135.0 | 2,050.0 | 2,230.0 | 2,356.0 | - | |
| Selling, General, & Admin Expenses % Chg. | 3.6% | -0.6% | 9.5% | 1.3% | 2.0% | -0.9% | -4.0% | 8.8% | 5.7% | - | |
| Income Before Tax | 1,587.0 | 1,599.0 | 1,530.0 | 1,672.0 | 1,871.0 | 1,955.0 | 1,985.0 | 1,314.0 | 3,215.0 | 2,545.0 | |
| Income Before Tax % Chg. | -4.5% | 0.8% | -4.3% | 9.3% | 11.9% | 4.5% | 1.5% | -33.8% | 144.7% | -25.4% | |
| Income Before Tax Margin | 30.8% | 31.7% | 28.6% | 29.9% | 33.0% | 33.6% | 34.1% | 21.1% | 50.4% | 44.3% | |
| Income Before Tax Margin % Chg. | -2.8% | 2.9% | -9.9% | 4.5% | 10.5% | 1.8% | 1.5% | -38.1% | 138.9% | -16.8% | |
| Income Tax Expense | 452.0 | 457.0 | 455.0 | 514.0 | 614.0 | 387.0 | 403.0 | 220.0 | 694.0 | 547.0 | |
| Income Tax Expense % Chg. | -6.2% | 1.1% | -0.4% | 13.0% | 19.5% | -37.0% | 4.1% | -45.4% | 215.5% | -23.2% | |
| Net Income | 1,122.0 | 1,155.0 | 1,062.0 | 1,163.0 | 1,263.0 | 1,759.0 | 1,582.0 | 1,094.0 | 2,521.0 | 1,949.0 | |
| Net Income % Chg. | 0.2% | 2.9% | -8.1% | 9.5% | 8.6% | 39.3% | -10.1% | -30.8% | 130.4% | -27.8% | |
| Net Income Margin | 21.8% | 22.9% | 19.8% | 20.8% | 22.3% | 30.2% | 27.2% | 17.6% | 39.5% | 33.9% | |
| Net Income Margin % Chg. | 1.9% | 5.1% | -13.4% | 4.7% | 7.2% | 35.7% | -10.1% | -35.3% | 125.0% | -19.5% | |
| Weighted Avg. Shares Out | 1,395.0 | 1,375.0 | 1,325.0 | 1,255.0 | 1,186.0 | 1,092.0 | 995.0 | 959.0 | 949.0 | 941.5 | |
| Weighted Avg. Shares Out % Chg. | 1.0% | -1.4% | -3.6% | -5.3% | -5.5% | -7.9% | -8.9% | -3.6% | -1.0% | -1.8% | |
| EPS | 0.8 | 0.8 | 0.8 | 0.9 | 1.0 | 1.6 | 1.5 | 1.0 | 2.6 | 2.0 | |
| EPS % Chg. | 8.3% | 2.6% | -6.3% | 16.0% | 16.1% | 53.5% | -2.6% | -31.8% | 155.2% | -24.6% | |
| Weighted Avg. Shares Out Dil | 1,410.0 | 1,387.0 | 1,334.0 | 1,261.0 | 1,198.0 | 1,102.0 | 999.0 | 962.0 | 958.0 | 949.0 | |
| Weighted Avg. Shares Out Dil % Chg. | 1.7% | -1.6% | -3.8% | -5.5% | -5.0% | -8.0% | -9.3% | -3.7% | -0.4% | -1.7% | |
| EPS Diluted | 0.8 | 0.8 | 0.8 | 0.9 | 1.0 | 1.5 | 1.5 | 1.0 | 2.6 | 2.0 | |
| EPS Diluted % Chg. | 8.5% | 3.9% | -6.3% | 16.0% | 14.9% | 54.0% | -2.6% | -31.3% | 155.2% | -24.8% | |
| Interest Income | 3,646.0 | 3,588.0 | 3,603.0 | 3,814.0 | 3,988.0 | 4,393.0 | 4,639.0 | 4,262.0 | 4,081.0 | 4,606.0 | |
| Interest Income % Chg. | -6.6% | -1.6% | 0.4% | 5.9% | 4.6% | 10.2% | 5.6% | -8.1% | -4.2% | 12.7% | |
| Interest Expense | 384.0 | 309.0 | 268.0 | 313.0 | 373.0 | 602.0 | 851.0 | 368.0 | 167.0 | 202.0 | |
| Interest Expense % Chg. | -36.3% | -19.5% | -13.3% | 16.8% | 19.2% | 61.4% | 41.4% | -56.8% | -54.6% | 9.2% | |
| EBIT | 4,849.0 | 4,878.0 | 4,865.0 | 5,173.0 | 5,486.0 | 5,746.0 | 5,773.0 | 5,208.0 | 7,129.0 | 6,949.0 | |
| EBIT % Chg. | -2.3% | 0.6% | -0.3% | 6.3% | 6.1% | 4.7% | 0.5% | -9.8% | 36.9% | -5.0% | |
| EBIT Margin | 94.2% | 96.8% | 90.9% | 92.4% | 96.8% | 98.7% | 99.1% | 83.7% | 111.8% | 120.9% | |
| EBIT Margin % Chg. | -0.5% | 2.7% | -6.1% | 1.6% | 4.7% | 2.0% | 0.4% | -15.6% | 33.6% | 6.0% | |
| Depreciation & Amortization | 645.0 | 523.0 | 523.0 | 574.0 | 537.0 | 462.0 | 426.0 | 421.0 | 371.0 | 362.0 | |
| Depreciation & Amortization % Chg. | -10.0% | -18.9% | - | 9.8% | -6.4% | -14.0% | -7.8% | -1.2% | -11.9% | 2.3% | |
| EBITDA | 5,494.0 | 5,401.0 | 5,388.0 | 5,747.0 | 6,023.0 | 6,208.0 | 6,199.0 | 5,629.0 | 7,500.0 | 7,311.0 | |
| EBITDA % Chg. | -3.2% | -1.7% | -0.2% | 6.7% | 4.8% | 3.1% | -0.1% | -9.2% | 33.2% | -4.6% | |
| EBITDA Margin | 106.8% | 107.2% | 100.7% | 102.6% | 106.2% | 106.6% | 106.4% | 90.4% | 117.6% | 127.2% | |
| EBITDA Margin % Chg. | -1.5% | 0.4% | -6.1% | 2.0% | 3.5% | 0.4% | -0.2% | -15.0% | 30.1% | 6.3% |