Regions Financial Corporation (RF)

Growth

Revenue 5Y8.53%
Revenue 3Y8.02%
EPS 5Y23.45%
EPS 3Y18.15%
Dividend 5Y16.11%
Dividend 3Y10.68%

Capital Efficiency

ROIC-
ROE11.64%
ROA1.24%
ROTA1.24%

Capital Structure

Market Cap21.86B
EV8.46B
Cash15.67B
Current Ratio-
Debt/Equity0.90
Net Debt/EBITDA-4.38
Show More

Income Statement

Select a metric from the list below to chart it

Dec '85
Dec '92
Dec '99
Dec '06
Dec '13
Dec '20
Income Statement
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
TTM
Revenue
5,145.0
5,039.0
5,352.0
5,599.0
5,670.0
5,821.0
5,825.0
6,225.0
6,376.0
5,749.0
Revenue % Chg.
-1.7%
-2.1%
6.2%
4.6%
1.3%
2.7%
0.1%
6.9%
2.4%
-10.3%
Selling, General, & Admin Expenses
1,916.0
1,905.0
2,086.0
2,113.0
2,155.0
2,135.0
2,050.0
2,230.0
2,356.0
-
Selling, General, & Admin Expenses % Chg.
3.6%
-0.6%
9.5%
1.3%
2.0%
-0.9%
-4.0%
8.8%
5.7%
-
Income Before Tax
1,587.0
1,599.0
1,530.0
1,672.0
1,871.0
1,955.0
1,985.0
1,314.0
3,215.0
2,545.0
Income Before Tax % Chg.
-4.5%
0.8%
-4.3%
9.3%
11.9%
4.5%
1.5%
-33.8%
144.7%
-25.4%
Income Before Tax Margin
30.8%
31.7%
28.6%
29.9%
33.0%
33.6%
34.1%
21.1%
50.4%
44.3%
Income Before Tax Margin % Chg.
-2.8%
2.9%
-9.9%
4.5%
10.5%
1.8%
1.5%
-38.1%
138.9%
-16.8%
Income Tax Expense
452.0
457.0
455.0
514.0
614.0
387.0
403.0
220.0
694.0
547.0
Income Tax Expense % Chg.
-6.2%
1.1%
-0.4%
13.0%
19.5%
-37.0%
4.1%
-45.4%
215.5%
-23.2%
Net Income
1,122.0
1,155.0
1,062.0
1,163.0
1,263.0
1,759.0
1,582.0
1,094.0
2,521.0
1,949.0
Net Income % Chg.
0.2%
2.9%
-8.1%
9.5%
8.6%
39.3%
-10.1%
-30.8%
130.4%
-27.8%
Net Income Margin
21.8%
22.9%
19.8%
20.8%
22.3%
30.2%
27.2%
17.6%
39.5%
33.9%
Net Income Margin % Chg.
1.9%
5.1%
-13.4%
4.7%
7.2%
35.7%
-10.1%
-35.3%
125.0%
-19.5%
Weighted Avg. Shares Out
1,395.0
1,375.0
1,325.0
1,255.0
1,186.0
1,092.0
995.0
959.0
949.0
941.5
Weighted Avg. Shares Out % Chg.
1.0%
-1.4%
-3.6%
-5.3%
-5.5%
-7.9%
-8.9%
-3.6%
-1.0%
-1.8%
EPS
0.8
0.8
0.8
0.9
1.0
1.6
1.5
1.0
2.6
2.0
EPS % Chg.
8.3%
2.6%
-6.3%
16.0%
16.1%
53.5%
-2.6%
-31.8%
155.2%
-24.6%
Weighted Avg. Shares Out Dil
1,410.0
1,387.0
1,334.0
1,261.0
1,198.0
1,102.0
999.0
962.0
958.0
949.0
Weighted Avg. Shares Out Dil % Chg.
1.7%
-1.6%
-3.8%
-5.5%
-5.0%
-8.0%
-9.3%
-3.7%
-0.4%
-1.7%
EPS Diluted
0.8
0.8
0.8
0.9
1.0
1.5
1.5
1.0
2.6
2.0
EPS Diluted % Chg.
8.5%
3.9%
-6.3%
16.0%
14.9%
54.0%
-2.6%
-31.3%
155.2%
-24.8%
Interest Income
3,646.0
3,588.0
3,603.0
3,814.0
3,988.0
4,393.0
4,639.0
4,262.0
4,081.0
4,606.0
Interest Income % Chg.
-6.6%
-1.6%
0.4%
5.9%
4.6%
10.2%
5.6%
-8.1%
-4.2%
12.7%
Interest Expense
384.0
309.0
268.0
313.0
373.0
602.0
851.0
368.0
167.0
202.0
Interest Expense % Chg.
-36.3%
-19.5%
-13.3%
16.8%
19.2%
61.4%
41.4%
-56.8%
-54.6%
9.2%
EBIT
4,849.0
4,878.0
4,865.0
5,173.0
5,486.0
5,746.0
5,773.0
5,208.0
7,129.0
6,949.0
EBIT % Chg.
-2.3%
0.6%
-0.3%
6.3%
6.1%
4.7%
0.5%
-9.8%
36.9%
-5.0%
EBIT Margin
94.2%
96.8%
90.9%
92.4%
96.8%
98.7%
99.1%
83.7%
111.8%
120.9%
EBIT Margin % Chg.
-0.5%
2.7%
-6.1%
1.6%
4.7%
2.0%
0.4%
-15.6%
33.6%
6.0%
Depreciation & Amortization
645.0
523.0
523.0
574.0
537.0
462.0
426.0
421.0
371.0
362.0
Depreciation & Amortization % Chg.
-10.0%
-18.9%
-
9.8%
-6.4%
-14.0%
-7.8%
-1.2%
-11.9%
2.3%
EBITDA
5,494.0
5,401.0
5,388.0
5,747.0
6,023.0
6,208.0
6,199.0
5,629.0
7,500.0
7,311.0
EBITDA % Chg.
-3.2%
-1.7%
-0.2%
6.7%
4.8%
3.1%
-0.1%
-9.2%
33.2%
-4.6%
EBITDA Margin
106.8%
107.2%
100.7%
102.6%
106.2%
106.6%
106.4%
90.4%
117.6%
127.2%
EBITDA Margin % Chg.
-1.5%
0.4%
-6.1%
2.0%
3.5%
0.4%
-0.2%
-15.0%
30.1%
6.3%