Riyad Bank (1010)

Basic

  • Market Cap

    SAR 80.72B

  • EV

    —

  • Shares Out

    2,995M

  • Revenue

    SAR 13.85B

  • Employees

    5,594

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    65.19%

  • Net

    58.63%

  • FCF

    -174.59%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    12.1%

  • ROCE

    —

  • ROIC

    2.12%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    SAR 33.43

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    SAR 4.62

  • Earnings (Dil)

    SAR 2.62

  • FCF

    -SAR 8.07

  • Book Value

    SAR 16.99

Growth (CAGR)

  • Rev 3Yr

    14.06%

  • Rev 5Yr

    13.12%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    16.71%

  • Dil EPS 5Yr

    16.42%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    11.84%

  • EBITDA Fwd 2Yr

    2.06%

  • EPS Fwd 2Yr

    10.19%

  • EPS LT Growth Est

    7.06%

Dividends

  • Yield

    —

  • Payout

    49.59%

  • DPS

    SAR 1.3

  • DPS Growth 3Yr

    33.21%

  • DPS Growth 5Yr

    11.63%

  • DPS Growth 10Yr

    7.18%

  • DPS Growth Fwd 2Yr

    11.44%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

8,332.4

10,371.4

9,813.4

9,108.1

12,907.6

19,097.9

Interest Income On Investments

57.5

102.9

102.5

127.0

79.9

42.0

Interest Income, Total

8,389.9

10,474.3

9,915.9

9,235.1

12,987.4

19,139.9

Interest On Deposits

1,703.9

2,534.4

1,599.8

814.9

2,855.1

6,974.0

Interest Expense, Total

1,703.9

2,534.4

1,599.8

814.9

2,855.1

6,974.0

Net Interest Income

6,686.0

7,939.9

8,316.1

8,420.1

10,132.3

12,166.0

Income From Trading Activities

104.6

132.8

218.3

196.7

219.0

415.7

Gain (Loss) on Sale of Assets

25.7

0.2

0.2

0.4

21.3

21.3

Gain (Loss) on Sale of Invest. & Securities

103.4

303.5

260.9

405.6

-131.3

-115.7

Total Other Non Interest Income

2,020.8

2,388.7

2,299.5

2,543.1

3,095.8

3,140.2

Non Interest Income, Total

2,254.5

2,825.2

2,778.8

3,145.8

3,204.7

3,461.6

Revenues Before Provison For Loan Losses

8,940.5

10,765.1

11,094.9

11,565.9

13,337.1

15,627.5

Provision For Loan Losses

927.8

1,012.3

2,061.7

850.8

1,027.4

1,780.4

Total Revenues

8,012.7

9,752.8

9,033.2

10,715.2

12,309.7

13,847.1

Total Revenues % Chg.

16.2%

21.7%

-7.4%

18.6%

14.9%

18.8%

Salaries And Other Employee Benefits

1,765.2

1,879.0

1,939.4

2,092.3

2,257.5

2,485.7

Occupancy Expense

296.9

439.0

488.3

493.2

540.5

643.1

Selling General & Admin Expenses, Total

1,253.9

1,235.9

1,152.7

1,326.5

1,531.7

1,671.7

(Income) Loss on Equity Invest.

-50.8

-153.3

-19.4

32.5

80.2

-3.1

Total Other Non Interest Expense

31.4

120.2

54.1

52.6

80.4

31.9

Non Interest Expense, Total

3,296.6

3,520.7

3,615.2

3,997.1

4,490.4

4,829.3

EBT, Excl. Unusual Items

4,716.1

6,232.1

5,418.0

6,718.1

7,819.2

9,017.8

Other Unusual Items

—

—

66.0

—

9.2

9.2

EBT, Incl. Unusual Items

4,716.1

6,232.1

5,484.0

6,718.1

7,828.4

9,027.0

Income Tax Expense

1,623.8

630.0

769.0

692.7

809.1

907.9

Earnings From Continuing Operations

3,092.3

5,602.1

4,715.0

6,025.4

7,019.3

8,119.1

Net Income

3,092.3

5,602.1

4,715.0

6,025.4

7,019.3

8,119.1

Preferred Dividend and Other Adjustments

—

—

—

—

64.7

264.2

Net Income to Common Incl Extra Items

3,092.3

5,602.1

4,715.0

6,025.4

6,954.6

7,854.9

Net Income to Common Excl. Extra Items

3,092.3

5,602.1

4,715.0

6,025.4

6,954.6

7,854.9

Total Shares Outstanding

3,000.0

3,000.0

3,000.0

3,000.0

3,000.0

2,995.0

Weighted Avg. Shares Outstanding

3,000.0

3,000.0

3,000.0

3,000.0

3,000.0

2,996.3

Weighted Avg. Shares Outstanding Dil

3,000.0

3,000.0

3,000.0

3,000.0

3,000.0

2,996.3

EPS

1.0

1.9

1.6

2.0

2.3

2.6

EPS Diluted

1.0

1.9

1.6

2.0

2.3

2.6