The Saudi National Bank (1180)

Basic

  • Market Cap

    SAR 203.58B

  • EV

    —

  • Shares Out

    5,944.03M

  • Revenue

    SAR 33.42B

  • Employees

    15,906

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    67.82%

  • Net

    59.28%

  • FCF

    -53.81%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    13.73%

  • ROCE

    —

  • ROIC

    2.35%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    SAR 42.04

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    SAR 5.64

  • Earnings (Dil)

    SAR 3.21

  • FCF

    -SAR 3.03

  • Book Value

    SAR 25.76

Growth (CAGR)

  • Rev 3Yr

    19.89%

  • Rev 5Yr

    14.07%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    5.15%

  • Dil EPS 5Yr

    7.16%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    6.7%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    5.01%

  • EPS LT Growth Est

    9.79%

Dividends

  • Yield

    —

  • Payout

    40.44%

  • DPS

    SAR 1.3

  • DPS Growth 3Yr

    13.04%

  • DPS Growth 5Yr

    4.36%

  • DPS Growth 10Yr

    6.77%

  • DPS Growth Fwd 2Yr

    18.22%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

19,058.8

21,117.4

19,439.1

25,438.8

34,392.3

46,435.1

Interest Income On Investments

—

—

—

—

—

—

Interest Income, Total

19,058.8

21,117.4

19,439.1

25,438.8

34,392.3

46,435.1

Interest On Deposits

3,935.7

4,734.9

2,754.4

3,231.2

8,106.3

19,537.4

Interest Expense, Total

3,935.7

4,734.9

2,754.4

3,231.2

8,106.3

19,537.4

Net Interest Income

15,123.1

16,382.5

16,684.7

22,207.6

26,286.1

26,897.7

Income From Trading Activities

—

—

—

—

—

—

Gain (Loss) on Sale of Assets

—

—

—

—

—

—

Gain (Loss) on Sale of Invest. & Securities

—

—

—

—

—

—

Total Other Non Interest Income

3,804.1

4,192.2

4,773.3

6,028.1

6,717.4

7,184.6

Non Interest Income, Total

3,804.1

4,192.2

4,773.3

6,028.1

6,717.4

7,184.6

Revenues Before Provison For Loan Losses

18,927.2

20,574.7

21,457.9

28,235.7

33,003.5

34,082.3

Provision For Loan Losses

1,430.1

1,419.9

1,950.9

3,960.9

1,685.5

658.3

Total Revenues

17,497.1

19,154.8

19,507.0

24,274.9

31,318.0

33,424.0

Total Revenues % Chg.

6.8%

9.5%

1.8%

24.4%

29.0%

11.8%

Salaries And Other Employee Benefits

3,391.2

3,440.7

3,425.3

4,017.9

4,118.9

4,311.3

Amort. of Goodwill & Intang. Assets

—

—

—

689.0

844.9

820.3

Occupancy Expense

607.3

865.9

900.5

1,107.5

1,435.2

1,434.0

Selling General & Admin Expenses, Total

2,447.9

1,991.9

2,101.2

3,747.4

3,384.6

3,608.6

(Income) Loss on Equity Invest.

—

—

—

—

—

—

Non Operating (Income) Expenses

15.6

-62.4

76.8

258.9

257.6

582.5

Non Interest Expense, Total

6,462.0

6,236.2

6,503.7

9,820.7

10,041.2

10,756.6

EBT, Excl. Unusual Items

11,035.1

12,918.6

13,003.3

14,454.2

21,276.8

22,667.3

Total Merger & Related Restructuring Charges

—

—

-70.0

—

—

—

Impairment of Goodwill

-205.0

—

—

—

—

—

EBT, Incl. Unusual Items

10,830.1

12,918.6

12,933.3

14,454.2

21,276.8

22,667.3

Income Tax Expense

1,107.9

1,434.7

1,373.2

1,670.1

2,547.9

2,701.9

Earnings From Continuing Operations

9,722.2

11,483.9

11,560.1

12,784.1

18,728.8

19,965.5

Minority Interest

-128.3

-82.4

-120.0

-116.0

-148.1

-153.3

Net Income

9,593.9

11,401.4

11,440.1

12,668.2

18,580.7

19,812.2

Preferred Dividend and Other Adjustments

379.3

396.9

437.5

484.5

567.9

761.3

Net Income to Common Incl Extra Items

9,214.6

11,004.5

11,002.6

12,183.6

18,012.8

19,050.9

Net Income to Common Excl. Extra Items

9,214.6

11,004.5

11,002.6

12,183.6

18,012.8

19,050.9

Total Shares Outstanding

3,985.9

3,988.2

3,987.2

5,914.4

5,917.7

5,944.0

Weighted Avg. Shares Outstanding

3,986.3

3,988.8

3,989.3

5,433.4

5,917.5

5,925.8

Weighted Avg. Shares Outstanding Dil

3,992.6

3,993.7

3,994.9

5,442.5

5,927.3

5,935.6

EPS

2.3

2.8

2.8

2.2

3.0

3.2

EPS Diluted

2.3

2.8

2.8

2.2

3.0

3.2