Postal Savings Bank of China Co., Ltd. (1658)

Basic

  • Market Cap

    HK$446.17B

  • EV

    —

  • Shares Out

    99.16B

  • Revenue

    CN¥313.56B

  • Employees

    180,038

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    29.22%

  • Net

    27.76%

  • FCF

    -314.37%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    10.98%

  • ROCE

    —

  • ROIC

    0.77%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    HK$4.95

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    CN¥3.33

  • Earnings (Dil)

    CN¥0.85

  • FCF

    -CN¥10.46

  • Book Value

    CN¥7.8

Growth (CAGR)

  • Rev 3Yr

    11.37%

  • Rev 5Yr

    8%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    8.78%

  • Dil EPS 5Yr

    5.84%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    5.04%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    4.14%

  • EPS LT Growth Est

    6.43%

Dividends

  • Yield

    —

  • Payout

    30.26%

  • DPS

    CN¥0.26

  • DPS Growth 3Yr

    7.05%

  • DPS Growth 5Yr

    11.88%

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    9.45%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

360,166.0

390,700.0

416,252.0

451,567.0

474,240.0

491,691.0

Interest Income, Total

360,166.0

390,700.0

416,252.0

451,567.0

474,240.0

491,691.0

Interest On Deposits

126,044.0

148,014.0

162,874.0

182,185.0

200,647.0

211,692.0

Interest Expense, Total

126,044.0

148,014.0

162,874.0

182,185.0

200,647.0

211,692.0

Net Interest Income

234,122.0

242,686.0

253,378.0

269,382.0

273,593.0

279,999.0

Income From Trading Activities

—

3,747.0

3,259.0

3,286.0

3,673.0

3,673.0

Gain (Loss) on Sale of Assets

67.0

—

-70.0

-32.0

1.0

-12.0

Gain (Loss) on Sale of Invest. & Securities

—

12,576.0

15,922.0

23,687.0

22,479.0

22,479.0

Income (Loss) on Equity Invest.

—

—

—

—

3.0

3.0

Total Other Non Interest Income

26,379.0

18,107.0

14,048.0

22,784.0

35,642.0

32,440.0

Non Interest Income, Total

26,446.0

34,430.0

33,159.0

49,725.0

61,798.0

58,583.0

Revenues Before Provison For Loan Losses

260,568.0

277,116.0

286,537.0

319,107.0

335,391.0

338,582.0

Provision For Loan Losses

55,414.0

55,384.0

50,398.0

46,638.0

35,328.0

25,019.0

Total Revenues

205,154.0

221,732.0

236,139.0

272,469.0

300,063.0

313,563.0

Total Revenues % Chg.

3.5%

8.1%

6.5%

15.4%

10.1%

5.7%

Salaries And Other Employee Benefits

—

50,039.0

51,355.0

59,228.0

62,878.0

62,878.0

Occupancy Expense

—

7,225.0

8,078.0

9,037.0

11,300.0

11,300.0

Selling General & Admin Expenses, Total

147,215.0

34.0

—

30.0

30.0

13,094.0

Total Other Non Interest Expense

2,242.0

100,689.0

108,570.0

122,720.0

134,491.0

134,580.0

Non Operating (Income) Expenses

2,637.0

—

—

—

—

85.0

Non Interest Expense, Total

152,094.0

157,987.0

168,003.0

191,015.0

208,699.0

221,937.0

EBT, Excl. Unusual Items

53,060.0

63,745.0

68,136.0

81,454.0

91,364.0

91,626.0

Other Unusual Items

427.0

—

—

—

—

—

EBT, Incl. Unusual Items

53,487.0

63,745.0

68,136.0

81,454.0

91,364.0

91,626.0

Income Tax Expense

1,103.0

2,709.0

3,818.0

4,922.0

6,009.0

4,440.0

Earnings From Continuing Operations

52,384.0

61,036.0

64,318.0

76,532.0

85,355.0

87,186.0

Minority Interest

-73.0

-103.0

-119.0

-362.0

-131.0

-156.0

Net Income

52,311.0

60,933.0

64,199.0

76,170.0

85,224.0

87,030.0

Preferred Dividend and Other Adjustments

2,391.0

2,501.0

2,584.0

5,276.0

6,708.0

6,708.0

Net Income to Common Incl Extra Items

49,920.0

58,432.0

61,615.0

70,894.0

78,516.0

80,322.0

Net Income to Common Excl. Extra Items

49,920.0

58,432.0

61,615.0

70,894.0

78,516.0

80,322.0

Total Shares Outstanding

81,030.6

86,202.7

86,978.6

92,384.0

92,384.0

99,161.1

Weighted Avg. Shares Outstanding

81,031.0

81,341.0

86,914.0

91,033.0

92,384.0

94,239.5

Weighted Avg. Shares Outstanding Dil

81,031.0

81,341.0

86,914.0

91,033.0

92,384.0

94,239.5

EPS

0.6

0.7

0.7

0.8

0.8

0.9

EPS Diluted

0.6

0.7

0.7

0.8

0.8

0.9