Intact Financial Corporation (IFC)

Basic

  • Market Cap

    CA$37.72B

  • EV

    CA$43.37B

  • Shares Out

    178.32M

  • Revenue

    CA$20B

  • Employees

    28,500

Margins

  • Gross

    9.23%

  • EBITDA

    11.15%

  • Operating

    8.97%

  • Pre-Tax

    7.12%

  • Net

    5.54%

  • FCF

    9.65%

Returns (5Yr Avg)

  • ROA

    4.05%

  • ROE

    12.16%

  • ROCE

    11.77%

  • ROIC

    5.38%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    CA$225.47

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    CA$113.96

  • Earnings (Dil)

    CA$5.9

  • FCF

    CA$11

  • Book Value

    CA$78.9

Growth (CAGR)

  • Rev 3Yr

    17.79%

  • Rev 5Yr

    13.91%

  • Rev 10Yr

    10.49%

  • Dil EPS 3Yr

    -2.03%

  • Dil EPS 5Yr

    4.61%

  • Dil EPS 10Yr

    5.03%

  • Rev Fwd 2Yr

    6.86%

  • EBITDA Fwd 2Yr

    -4.74%

  • EPS Fwd 2Yr

    9.31%

  • EPS LT Growth Est

    10.42%

Dividends

  • Yield

    —

  • Payout

    72.82%

  • DPS

    CA$4.3

  • DPS Growth 3Yr

    9.78%

  • DPS Growth 5Yr

    9.43%

  • DPS Growth 10Yr

    9.6%

  • DPS Growth Fwd 2Yr

    9.67%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Premiums and Annuity Revenues

9,765.0

10,275.0

11,241.0

16,238.0

19,792.0

19,402.0

Total Interest And Dividend Income

541.0

576.0

577.0

706.0

931.0

125.0

Gain (Loss) on Sale of Investments, Total

60.0

34.0

-14.0

630.0

340.0

255.0

Other Revenues, Total

236.0

423.0

681.0

310.0

194.0

213.0

Total Revenues

10,602.0

11,308.0

12,485.0

17,884.0

21,257.0

19,995.0

Total Revenues % Chg.

14.7%

6.7%

10.4%

43.2%

18.9%

-16.0%

Policy Benefits

6,388.0

6,989.0

6,883.0

8,967.0

11,022.0

11,448.0

Policy Acquisition / Underwriting Costs, Total

—

3,172.0

3,696.0

5,611.0

6,534.0

6,702.0

Stock-Based Compensation

—

—

—

—

—

—

Other Operating Expenses

167.0

219.0

346.0

413.0

647.0

51.0

Total Operating Expenses

6,555.0

10,380.0

10,925.0

14,991.0

18,203.0

18,201.0

Operating Income

4,047.0

928.0

1,560.0

2,893.0

3,054.0

1,794.0

Interest Expense, Total

-103.0

-110.0

-115.0

-153.0

-177.0

-213.0

Currency Exchange Gains (Loss)

-1.0

—

10.0

9.0

30.0

311.0

Other Non Operating Income (Expenses)

-3,042.0

—

—

—

—

-28.0

EBT, Excl. Unusual Items

901.0

818.0

1,455.0

2,749.0

2,907.0

1,864.0

Total Merger & Related Restructuring Charges

-63.0

-57.0

-96.0

-464.0

-353.0

-405.0

Gain (Loss) on Sale of Assets

—

72.0

—

—

405.0

-18.0

Asset Writedown

—

—

—

79.0

-17.0

-17.0

Other Unusual Items

48.0

—

—

204.0

—

—

EBT, Incl. Unusual Items

886.0

833.0

1,359.0

2,568.0

2,942.0

1,424.0

Income Tax Expense

179.0

79.0

277.0

480.0

522.0

301.0

Earnings From Continuing Operations

707.0

754.0

1,082.0

2,088.0

2,420.0

1,123.0

Minority Interest

—

—

—

-21.0

4.0

-15.0

Net Income

707.0

754.0

1,082.0

2,067.0

2,424.0

1,108.0

Preferred Dividend and Other Adjustments

40.0

45.0

52.0

53.0

60.0

72.0

Net Income to Common Incl Extra Items

667.0

709.0

1,030.0

2,014.0

2,364.0

1,036.0

Net Income to Common Excl. Extra Items

667.0

709.0

1,030.0

2,014.0

2,364.0

1,036.0

Total Shares Outstanding

139.2

143.0

143.0

176.1

175.3

178.3

Weighted Avg. Shares Outstanding

139.2

139.5

143.0

162.4

175.6

175.5

Weighted Avg. Shares Outstanding Dil

139.2

139.5

143.0

162.4

175.6

175.5

EPS

4.8

5.1

7.2

12.4

13.5

5.9

EPS Diluted

4.8

5.1

7.2

12.4

13.5

5.9

EBITDA

4,160.0

1,111.0

1,809.0

3,222.0

3,463.0

2,230.0