Erste Group Bank AG (EBS)

Basic

  • Market Cap

    €14.87B

  • EV

  • Shares Out

    403.38M

  • Revenue

    €9,875.58M

  • Employees

    45,886

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    45.85%

  • Net

    28.63%

  • FCF

    -20.69%

Returns (5Yr Avg)

  • ROA

  • ROE

    7.6%

  • ROCE

  • ROIC

    0.88%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €47.19

  • P/E

  • EV/Sales

  • EV/EBITDA

  • EV/FCF

Per Share

  • Rev

    €23.09

  • Earnings (Dil)

    €6.36

  • FCF

    -€4.77

  • Book Value

    €52.1

Growth (CAGR)

  • Rev 3Yr

    16.79%

  • Rev 5Yr

    7.23%

  • Rev 10Yr

  • Dil EPS 3Yr

    51.74%

  • Dil EPS 5Yr

    12.89%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    10.95%

  • EBITDA Fwd 2Yr

    -0.18%

  • EPS Fwd 2Yr

    13.14%

  • EPS LT Growth Est

    18%

Dividends

  • Yield

  • Payout

    29.85%

  • DPS

    €1.9

  • DPS Growth 3Yr

  • DPS Growth 5Yr

    9.63%

  • DPS Growth 10Yr

    16.86%

  • DPS Growth Fwd 2Yr

    22.54%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM

Interest Income On Loans

5,174.3

5,544.0

5,107.9

5,108.9

8,622.7

13,927.2

Interest Income On Investments

29.0

27.9

19.9

33.2

29.1

35.4

Interest Income, Total

5,203.3

5,571.9

5,127.8

5,142.1

8,651.8

13,962.6

Interest On Deposits

1,003.4

1,054.9

621.2

483.8

2,569.2

6,166.2

Total Interest On Borrowings

Interest Expense, Total

1,003.4

1,054.9

621.2

483.8

2,569.2

6,166.2

Net Interest Income

4,199.9

4,517.0

4,506.6

4,658.3

6,082.6

7,796.3

Income From Trading Activities

-1.7

318.3

137.6

58.6

-778.6

407.3

Gain (Loss) on Sale of Assets

Gain (Loss) on Sale of Invest. & Securities

-3.5

6.2

1.2

-4.8

-24.2

-8.3

Income (Loss) on Equity Invest.

13.1

17.1

10.4

15.4

18.0

21.3

Total Other Non Interest Income

2,704.4

2,403.4

2,500.4

3,009.7

3,248.6

1,927.7

Non Interest Income, Total

2,712.3

2,745.0

2,649.6

3,078.9

2,463.8

2,348.0

Revenues Before Provison For Loan Losses

6,912.1

7,262.0

7,156.2

7,737.2

8,546.4

10,144.3

Provision For Loan Losses

-59.3

39.2

1,294.8

158.8

299.5

268.8

Total Revenues

6,971.4

7,222.8

5,861.4

7,578.4

8,246.9

9,875.6

Total Revenues % Chg.

4.2%

3.6%

-18.8%

29.3%

8.8%

23.7%

Salaries And Other Employee Benefits

2,474.2

2,537.1

2,520.7

2,539.2

2,635.1

2,863.3

Occupancy Expense

472.0

541.0

540.9

548.0

550.7

557.2

Selling General & Admin Expenses, Total

1,234.9

1,205.1

1,158.9

1,219.2

1,389.1

1,447.7

(Gain) Loss on Sale of Loans

-0.1

-0.9

-6.8

7.6

52.0

7.7

Total Other Non Interest Expense

212.9

295.5

208.0

277.2

301.9

375.6

Non Interest Expense, Total

4,393.9

4,577.8

4,421.7

4,591.2

4,928.8

5,251.6

EBT, Excl. Unusual Items

2,577.5

2,645.0

1,439.7

2,987.2

3,318.1

4,624.0

Impairment of Goodwill

-165.0

-5.4

-5.4

Asset Writedown

-106.3

-29.8

-65.6

-52.6

-36.0

-36.0

Legal Settlements

23.8

-147.2

-6.2

-1.2

-54.3

-54.3

Other Unusual Items

26.7

EBT, Incl. Unusual Items

2,495.0

2,329.7

1,367.9

2,933.4

3,222.4

4,528.3

Income Tax Expense

332.4

418.7

342.5

525.2

556.1

791.2

Earnings From Continuing Operations

2,162.5

1,911.0

1,025.4

2,408.2

2,666.3

3,737.2

Minority Interest

-369.1

-440.9

-242.3

-484.8

-501.6

-909.9

Net Income

1,793.4

1,470.1

783.1

1,923.4

2,164.7

2,827.2

Preferred Dividend and Other Adjustments

76.9

92.1

114.6

147.8

100.5

105.7

Net Income to Common Incl Extra Items

1,716.6

1,378.0

668.5

1,775.6

2,064.2

2,721.5

Net Income to Common Excl. Extra Items

1,716.6

1,378.0

668.5

1,775.6

2,064.2

2,721.5

Total Shares Outstanding

408.6

408.6

408.1

405.5

407.2

403.4

Weighted Avg. Shares Outstanding

426.7

426.6

426.3

426.2

427.0

427.6

Weighted Avg. Shares Outstanding Dil

426.7

426.6

426.3

426.2

427.5

428.4

EPS

4.0

3.2

1.6

4.2

4.8

6.4

EPS Diluted

4.0

3.2

1.6

4.2

4.8

6.4