Powszechna Kasa Oszczednosci Bank Polski Spólka Akcyjna (PKO)

Basic

  • Market Cap

    PLN 59.69B

  • EV

    —

  • Shares Out

    1,250M

  • Revenue

    PLN 19.96B

  • Employees

    24,946

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    45.97%

  • Net

    32.87%

  • FCF

    -45.9%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    7.06%

  • ROCE

    —

  • ROIC

    0.8%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    PLN 50.56

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    PLN 15.97

  • Earnings (Dil)

    PLN 5.25

  • FCF

    -PLN 7.33

  • Book Value

    PLN 36.34

Growth (CAGR)

  • Rev 3Yr

    17.86%

  • Rev 5Yr

    11.24%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    34.03%

  • Dil EPS 5Yr

    13.07%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    15.73%

  • EBITDA Fwd 2Yr

    1.17%

  • EPS Fwd 2Yr

    44.41%

  • EPS LT Growth Est

    -2.62%

Dividends

  • Yield

    —

  • Payout

    —

  • DPS

    —

  • DPS Growth 3Yr

    —

  • DPS Growth 5Yr

    —

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    9.41%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

9,986.0

12,637.0

11,801.0

10,568.0

20,140.0

30,791.0

Interest Income On Investments

1,620.0

14.0

15.0

12.0

51.0

53.0

Interest Income, Total

11,606.0

12,651.0

11,816.0

10,580.0

20,191.0

30,844.0

Interest On Deposits

2,249.0

2,347.0

1,455.0

686.0

8,327.0

13,080.0

Interest Expense, Total

2,249.0

2,347.0

1,455.0

686.0

8,327.0

13,080.0

Net Interest Income

9,357.0

10,304.0

10,361.0

9,894.0

11,864.0

17,764.0

Gain (Loss) on Sale of Assets

57.0

11.0

4.0

68.0

97.0

102.0

Gain (Loss) on Sale of Invest. & Securities

-32.0

-47.0

-205.0

-31.0

-39.0

-69.0

Total Other Non Interest Income

3,950.0

3,676.0

-2,395.0

5,088.0

3,417.0

3,279.0

Non Interest Income, Total

3,975.0

3,640.0

-2,596.0

5,125.0

3,475.0

3,312.0

Revenues Before Provison For Loan Losses

13,332.0

13,944.0

7,765.0

15,019.0

15,339.0

21,076.0

Provision For Loan Losses

1,373.0

1,148.0

2,174.0

1,309.0

1,501.0

1,116.0

Total Revenues

11,959.0

12,796.0

5,591.0

13,710.0

13,838.0

19,960.0

Total Revenues % Chg.

9.2%

7.0%

-56.3%

145.2%

0.9%

42.9%

Salaries And Other Employee Benefits

3,232.0

—

—

11.0

0.4

0.4

Amort. of Goodwill & Intang. Assets

—

—

—

—

—

—

Occupancy Expense

—

—

—

—

—

—

Selling General & Admin Expenses, Total

2,064.0

5,989.0

5,900.0

5,981.0

7,694.6

7,123.6

(Income) Loss on Equity Invest.

-37.0

-31.0

-16.0

-31.0

-71.0

-92.0

Total Other Non Interest Expense

1,525.0

1,022.0

1,122.0

1,185.0

1,421.0

1,433.0

Non Interest Expense, Total

6,784.0

6,980.0

7,006.0

7,146.0

9,045.0

8,465.0

EBT, Excl. Unusual Items

5,175.0

5,816.0

-1,415.0

6,564.0

4,793.0

11,495.0

Restructuring Charges

-26.0

-32.0

-16.0

-19.0

—

—

Impairment of Goodwill

-12.0

-51.0

-147.0

—

—

—

Asset Writedown

-20.0

-15.0

-64.0

-15.0

-24.0

-30.0

Legal Settlements

-39.0

-1.0

-54.0

-7.0

-5.0

-2,275.0

Other Unusual Items

—

102.0

—

-10.0

-15.0

-15.0

EBT, Incl. Unusual Items

5,078.0

5,819.0

-1,696.0

6,513.0

4,749.0

9,175.0

Income Tax Expense

1,336.0

1,787.0

865.0

1,640.0

1,416.0

2,612.0

Earnings From Continuing Operations

3,742.0

4,032.0

-2,561.0

4,873.0

3,333.0

6,563.0

Minority Interest

-1.0

-1.0

4.0

1.0

—

-2.0

Net Income

3,741.0

4,031.0

-2,557.0

4,874.0

3,333.0

6,561.0

Net Income to Common Incl Extra Items

3,741.0

4,031.0

-2,557.0

4,874.0

3,333.0

6,561.0

Net Income to Common Excl. Extra Items

3,741.0

4,031.0

-2,557.0

4,874.0

3,333.0

6,561.0

Total Shares Outstanding

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

Weighted Avg. Shares Outstanding

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

Weighted Avg. Shares Outstanding Dil

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

1,250.0

EPS

3.0

3.2

-2.0

3.9

2.7

5.2

EPS Diluted

3.0

3.2

-2.1

3.9

2.7

5.2