Santander Bank Polska S.A. (SPL)

Basic

  • Market Cap

    PLN 50.07B

  • EV

    —

  • Shares Out

    102.19M

  • Revenue

    PLN 14.03B

  • Employees

    11,424

Margins

  • Gross

    —

  • EBITDA

    —

  • Operating

    —

  • Pre-Tax

    47.66%

  • Net

    33.89%

  • FCF

    -96.77%

Returns (5Yr Avg)

  • ROA

    —

  • ROE

    6.98%

  • ROCE

    —

  • ROIC

    1.25%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    PLN 403.07

  • P/E

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • EV/FCF

    —

Per Share

  • Rev

    PLN 137.27

  • Earnings (Dil)

    PLN 46.52

  • FCF

    -PLN 132.84

  • Book Value

    PLN 326.67

Growth (CAGR)

  • Rev 3Yr

    24.68%

  • Rev 5Yr

    14.15%

  • Rev 10Yr

    —

  • Dil EPS 3Yr

    48.17%

  • Dil EPS 5Yr

    16.46%

  • Dil EPS 10Yr

    —

  • Rev Fwd 2Yr

    10.04%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    25.39%

  • EPS LT Growth Est

    18.7%

Dividends

  • Yield

    —

  • Payout

    —

  • DPS

    —

  • DPS Growth 3Yr

    —

  • DPS Growth 5Yr

    —

  • DPS Growth 10Yr

    —

  • DPS Growth Fwd 2Yr

    107.97%

Select a metric from the list below to chart it

Dec '13
Dec '15
Dec '17
Dec '19
Dec '21
LTM
Metric
Dec '13
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
LTM

Interest Income On Loans

6,345.1

7,467.5

5,946.8

5,389.5

10,477.3

15,389.7

Interest Income On Investments

968.8

1,093.5

933.3

1,085.7

2,071.9

2,359.3

Interest Income, Total

7,313.9

8,561.1

6,880.0

6,475.1

12,549.2

17,749.0

Interest On Deposits

1,471.4

1,881.7

969.0

400.1

2,886.3

5,216.4

Interest Expense, Total

1,471.4

1,881.7

969.0

400.1

2,886.3

5,216.4

Net Interest Income

5,842.5

6,679.4

5,911.0

6,075.0

9,662.9

12,532.6

Income From Trading Activities

144.5

215.5

—

268.0

126.7

126.7

Gain (Loss) on Sale of Assets

51.3

100.8

8.3

-15.8

-16.3

-12.3

Gain (Loss) on Sale of Invest. & Securities

37.5

185.5

257.7

141.8

-23.1

17.5

Total Other Non Interest Income

2,156.8

2,245.3

2,412.1

2,594.0

2,507.8

2,581.2

Non Interest Income, Total

2,390.1

2,747.1

2,678.1

2,987.9

2,595.2

2,713.2

Revenues Before Provison For Loan Losses

8,232.6

9,426.5

8,589.1

9,062.9

12,258.1

15,245.8

Provision For Loan Losses

1,085.1

1,219.4

1,762.8

1,124.2

894.7

1,218.0

Total Revenues

7,147.6

8,207.1

6,826.3

7,938.7

11,363.5

14,027.8

Total Revenues % Chg.

2.0%

14.8%

-16.8%

16.3%

43.1%

33.9%

Stock-Based Compensation

—

—

—

—

—

—

Occupancy Expense

333.5

628.2

593.6

579.0

523.6

549.7

Selling General & Admin Expenses, Total

3,205.5

3,237.6

3,021.2

3,068.6

3,946.4

3,684.9

(Income) Loss on Equity Invest.

-62.7

-67.2

-86.4

-74.1

-84.0

-100.8

Total Other Non Interest Expense

591.4

739.5

756.0

803.0

952.9

977.0

Non Interest Expense, Total

4,067.7

4,538.1

4,284.4

4,376.5

5,338.9

5,110.9

EBT, Excl. Unusual Items

3,079.9

3,669.0

2,541.9

3,562.2

6,024.6

8,916.9

Restructuring Charges

—

-99.8

-153.6

-12.8

35.8

35.4

Total Merger & Related Restructuring Charges

—

—

—

—

—

—

Asset Writedown

-13.1

-34.1

-42.4

-60.9

-12.4

-8.9

Insurance Settlements

—

—

—

22.6

42.0

42.0

Legal Settlements

-61.8

-290.5

-479.2

-1,474.5

-1,746.3

-2,255.7

Other Unusual Items

419.3

—

14.2

21.3

9.2

-44.1

EBT, Incl. Unusual Items

3,424.3

3,244.6

1,880.9

2,057.8

4,352.9

6,685.7

Income Tax Expense

727.1

800.5

643.7

805.4

1,344.2

1,797.9

Earnings From Continuing Operations

2,697.1

2,444.1

1,237.2

1,252.4

3,008.8

4,887.8

Minority Interest

-333.8

-305.8

-200.0

-140.7

-209.7

-133.5

Net Income

2,363.4

2,138.3

1,037.2

1,111.7

2,799.1

4,754.3

Net Income to Common Incl Extra Items

2,363.4

2,138.3

1,037.2

1,111.7

2,799.1

4,754.3

Net Income to Common Excl. Extra Items

2,363.4

2,138.3

1,037.2

1,111.7

2,799.1

4,754.3

Total Shares Outstanding

102.1

102.1

102.2

102.2

102.2

102.2

Weighted Avg. Shares Outstanding

99.7

102.1

102.1

102.2

102.2

102.2

Weighted Avg. Shares Outstanding Dil

99.9

102.2

102.2

102.2

102.2

102.2

EPS

23.7

20.9

10.2

10.9

27.4

46.5

EPS Diluted

23.7

20.9

10.2

10.9

27.4

46.5